2048 Gate Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2048 Gate Ct, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,008 sqft · built 1965
Lot Size0.394 acres (17,162 sqft)
OwnerIndividual Name on File
Last Sale$223,250 (Aug 2021)
Tax Bill$4,098 (2024)
Deeds & MortgagesSep 2023 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-061-04713708

Property Details

APN / Parcel Number

Primary APN02-061-04713708
Alternative APNs
  • 2-061-04713708
  • 06104713708

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area17,162 sqft (0.394 acres)
Deck Area124 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06104713708
Street Address2048 GATE CT
CityANNAPOLIS
StateMD
Zip21401-3009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 5 BEST GATE TERRACE
Legal SubdivisionBEST GATE TERRACE
Legal Block1
Legal Lot Number5
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1008
Census Tract702704

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2048 GATE CT, ANNAPOLIS, MD 21401-3009
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 25, 2021Deed, Transfer · Conventional Mortgage
1ST FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Deed Book / Page37426 / 302
Prior Transfer DateJun 25, 2021
Prior Transfer Doc0374260302
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2048 GATE CT, ANNAPOLIS, MD 21401-3009
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2048 GATE CT, ANNAPOLIS, MD 21401-3009

Mortgage

Document Number0399610299
DateSep 27, 2023
Book Page39961/299
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 25, 2021
Property Address2048 GATE CT, ANNAPOLIS, MD 21401-3009
Document Number0374260302
Book / Page37426 / 302
Map ReferenceMB 33 PG 17
Instrument DateJun 25, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyPASSPORT TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,790.62
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2048 GATE CT, ANNAPOLIS, MD 21401-3009

Mortgage

Document Number0037426309
DateAug 25, 2021
Instrument37426/309
Lender
Name1ST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$340,300 (+7.54%) Land $239,400 Building $100,900$340,300 (-) Land $239,400 Building $100,900
2024$4,098.00 (+18.61%)
2023$3,455.00$316,433$340,300 Land $239,400 Building $100,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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