2048 Forest Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2048 Forest Dr, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 1955
Lot Size	0.274 acres (11,925 sqft)
Owner	2 Company Names on File
Tax Bill	$3,747 (2025)
Deeds & Mortgages	Feb 2024 Transfer Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-000-08097550`

Property Details

APN / Parcel Number

Primary APN	`06-000-08097550`
Alternative APNs	`6-000-08097550` `00008097550`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,925 sqft (0.274 acres)
Porch	Open Porch
Porch Area	48 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00008097550
Street Address	2048 FOREST DR
City	ANNAPOLIS
State	MD
Zip	21401-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LTS 29 30 MOSS SUB DIV
Legal Subdivision	MOSS SUB DIV
Legal Block	1
Legal Lot Number	29
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1015
Census Tract	706500

Owner

2048 Forest Dr is owned by a company that acquired it in October 2023 and is owner-occupied.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Company Names on File
Mailing Address	2048 FOREST DR, ANNAPOLIS, MD 21401-4321
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Intrafamily Transfer, Transfer
Sep 14, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 1998
Deed Sale	May 28, 1998
Deed Document Number	19986080
Deed Book / Page	8481 / 351
Last Transfer Date	Oct 24, 2023
Transfer Doc	0402680285
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 29, 2024
Property Address	2048 FOREST DR, ANNAPOLIS, MD 21401-4321
Document Number	0402680285
Book / Page	40268 / 285
Map Reference	MB 8 PG 25
Instrument Date	Oct 24, 2023
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2048 FOREST DR, ANNAPOLIS, MD 21401-4321

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2048 FOREST DR, ANNAPOLIS, MD 21401-4321
Document Number	0338110389
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 FOREST DR ANNAPOLIS MD 214014321, ANNAPOLIS, MD 21401-4321

Mortgage

Document Number	0338110389
Date	Nov 7, 2019
Book Page	033811/000389

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 6, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2048 Forest Dr was $3,747 with a homeowner's exemption, up 8.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,700 (+10.33%) Land $241,000 Building $177,700	$418,700 (-) Land $241,000 Building $177,700
2025	$3,747.00 (+8.39%) Homeowner's exemption	$379,500	$418,700 Land $241,000 Building $177,700
2024	$3,457.00 (+8.44%)
2023	$3,188.00 Homeowner's exemption	$301,100 Land $160,300 Building $140,800	$301,100 Land $160,300 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2048 Forest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2048 Forest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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