St. Clair County property record for 2048 Edward Ln E, Kimball, MI 48074
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,700 sqft · built 2018 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,900 (Oct 2025) |
| Tax Bill | $2,767 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-25-996-0014-000 |
| Primary APN | 74-25-996-0014-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| Basement Area | 1,700 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 928 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2048 EDWARD LN E |
|---|---|
| City | KIMBALL |
| State | MI |
| Zip | 48074-1926 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-2 RES |
| Legal Description | UNIT 14 WHISPERING WINDS II CONDOMINIUM ST CLAIR CONDOMINIUM PLAN NUMBER 217 MASTER DEED RECORDED IN LIBER 3670 PAGES 195 THRU 224 |
| Legal Subdivision | WHISPERING WINDS II CONDOS |
| Legal Unit | 14 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | KIMBALL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 634100 |
Source: St. Clair County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 57590 CYPRESS ST, WASHINGTON, MI 48094-3255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Mar 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER |
| Oct 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Aug 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Aug 27, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on Record |
| Deed Sale | Oct 7, 2025 · Amount on Record |
| Prior Sale | Aug 9, 2023 · Amount on Record |
| Deed Document Number | 202519120 |
| Deed Book / Page | 5858 / 696 |
| Prior Transfer Date | Jun 26, 2024 |
| Prior Transfer Doc | 0005740983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2048 EDWARD LN E, KIMBALL, MI 48074-1926 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2048 EDWARD LN E, KIMBALL, MI 48074-1926 |
| Document Number | 0005849809 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 5849/809 |
| Instrument | 2025017129 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | 41240 HAYES RD, CLINTON TWP, MI 48038 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Feb 28, 2026 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2048 EDWARD LN E, KIMBALL, MI 48074-1926 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2048 EDWARD LN E, KIMBALL, MI 48074-1926 |
| Document Number | 0005796862 |
|---|---|
| Date | Mar 18, 2025 |
| Book Page | 5796/862 |
| Instrument | 2025004665 |
| Name | MORTGAGE CENTER |
|---|---|
| Type | Mortgage Company |
| Address | 26555 EVERGREEN RD STE 900, SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 7, 2025 |
| Property Address | 2048 EDWARD LN E, KIMBALL, MI 48074-1926 |
| Document Number | 0005858696 |
| Book / Page | 5858 / 696 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025019120 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | PLATINUMFIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1715 RIVER RD APT 75, 75, SAINT CLAIR, MI 48079-3547 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 57590 CYPRESS ST, WASHINGTON, MI 48094-3255 |
| Document Number | 2025018511 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025018511 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 9, 2023 |
| Property Address | 2048 EDWARD LN E, KIMBALL, MI 48074-1926 |
| Document Number | 0005644757 |
| Book / Page | 5644 / 757 |
| Map Reference | LB 3680 PG 271-283 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023014070 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Title Company | CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,707.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8315 LAKESHORE RD, LEXINGTON, MI 48450-9789 |
| Document Number | 2023013790 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | 2023013790 |
| Name | MORTGAGE CENTER |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year T-Bill |
| Max Rate | 10.2% |
| Document Number | 0005643543 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 5643/543 |
| Instrument | 2023013790 |
| Name | MORTGAGE CENTER |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year T-Bill |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2048 EDWARD LN E, KIMBALL, MI 48074-1926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005168627 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 5168/627 |
| Instrument | 2020007336 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 27, 2019 |
| Property Address | 2048 EDWARD LN E, KIMBALL, MI 48074-1926 |
| Document Number | 0050900497 |
| Book / Page | 005090 / 000497 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $344.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7391 ARROWROOT TRL GAYLORD MI 497359685, GAYLORD, MI 49735-9685 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Kimball Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,767.00 (-41.64%) Homeowner's exemption | $187,900 (+11.58%) | |
| 2024 | $4,741.00 (+28.62%) | $375,800 (+11.58%) | |
| 2023 | $168,400 | ||
| 2022 | $3,686.00 | $336,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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