2048 Central Ave, Memphis, TN 38104 Property Records

Shelby County property record for 2048 Central Ave, Memphis, TN 38104

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,512 sqft · built 1910
Lot Size0.158 acres (6,864 sqft)
OwnerIndividual Name on Record
Last Sale$279,750 (Nov 2024)
Tax Bill$1,880 (2025)
Deeds & MortgagesNov 2019 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-0025-0-0010

Property Details

APN / Parcel Number

Primary APN03-0025-0-0010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1976
Architectural StyleBungalow
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,864 sqft (0.158 acres)
Lot Dimensions143 ft deep x 48 ft wide
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
PorchOpen Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2048 CENTRAL AVE
CityMEMPHIS
StateTN
Zip38104-5440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionNS CENTRAL
Legal SubdivisionHIGBEE RE SD
Legal Lot Number6TO11
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group1
Census Block1016
Census Tract3300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Idlewild Historic District
listed 1999 · 350 contributing resources · NRIS 99000278

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2048 CENTRAL AVE, MEMPHIS, TN 38104-5440
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2019Deed of Trust, Mortgage
RENASANT BK
Jun 25, 2019Warranty Deed, Transfer · Conventional with PMI
RENASANT BK
Dec 17, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2024 · Amount on Record
Deed SaleNov 12, 2024 · Amount on Record
Prior SaleOct 30, 2024 · Amount on Record
Deed Document Number202496847
Prior Transfer DateJun 21, 2019
Prior Transfer Doc0000093476
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address2048 CENTRAL AVE, MEMPHIS, TN 38104-5440
Document Number0000119892
Instrument DateNov 5, 2019
Transaction TypeMortgage
Record UpdatedNov 28, 2019
Title CompanyEXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TITLE & CLOSING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2048 CENTRAL AVE MEMPHIS TN 381045440, MEMPHIS, TN 38104-5440

Mortgage

Document Number0000119892
DateNov 18, 2019
Instrument119892
Lender
NameRENASANT BK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJun 25, 2019
Property Address2048 CENTRAL AVE, MEMPHIS, TN 38104-5440
Document Number0000062464
Instrument DateJun 21, 2019
Instrument62464
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$765.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2048 CENTRAL AVE MEMPHIS TN 381045440, MEMPHIS, TN 38104-5440

Mortgage

Document Number62465
DateJun 25, 2019
Instrument62465
Lender
NameRENASANT BK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 24, 2049

December 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSHELBY TN
Recording DateDec 17, 2018
Property Address2048 CENTRAL AVE, MEMPHIS, TN 38104-5440
Document Number0000127946
Instrument DateDec 7, 2018
Instrument127946
Transaction TypeMortgage
Record UpdatedDec 31, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5385 WALNUT GROVE RD MEMPHIS TN 381201930, MEMPHIS, TN 38120-1930

Mortgage

Document Number127947
DateDec 17, 2018
Instrument127947
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, ME 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,880.00 (-46.09%)$69,900 (+22.1%) Land $21,825 Building $48,075$279,600 (+22.1%) Land $87,300 Building $192,300
2023$57,250 Land $12,825 Building $44,425
2022$3,487.00
2021$229,000 Land $51,300 Building $177,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1979–2025)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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