Charlotte County property record for 2048 Calcutta Rd, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,060 sqft · built 2023 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,900 (May 2023) |
| Tax Bill | $4,902 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-16-230-002 |
| Primary APN | 40-23-16-230-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| Gross Area | 2,925 sqft |
| Flooring | Covered |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Pool Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004617559 |
|---|---|
| Old Parcel Number | 00952623392600 |
| Street Address | 2048 CALCUTTA RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-8631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PGI 023 0762 0006 PUNTA GORDA ISLES SEC23 BLK762 LT 6 673/1204 2939/1134 4723/1723 3266895 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 16 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 762 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20101 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2048 CALCUTTA RD, PUNTA GORDA, FL 33983-8631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| May 18, 2023 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Deed Document Number | 3266895 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2048 CALCUTTA RD, PUNTA GORDA, FL 33983-8631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2048 CALCUTTA RD, PUNTA GORDA, FL 33983-8631 |
| Document Number | 0003367604 |
|---|---|
| Date | Feb 8, 2024 |
| Instrument | 3367604 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2034 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 18, 2023 |
| Property Address | 2048 CALCUTTA RD, PUNTA GORDA, FL 33983-8631 |
| Document Number | 0003266895 |
| Map Reference | MB 12 PG 2A-2Z-41 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 3266895 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,799.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2286 W 1ST ST, FORT MYERS, FL 33901-3308 |
| Name | Verified Name |
|---|---|
| Address | 2048 CALCUTTA RD, PUNTA GORDA, FL 33983-8631 |
| Document Number | 0003266896 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 3266896 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,902.00 (+436.91%) Homeowner's exemption Disabled Person's exemption | $370,010 (+1,136.66%) | $487,712 (+1,183.45%) Land $45,000 Building $442,712 |
| 2023 | $913.00 (+23.88%) | $29,920 (+1%) | $38,000 (+39.71%) Land $38,000 |
| 2022 | $737.00 | $27,200 Land $27,200 | $27,200 Land $27,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 12 (1995–2022) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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