2048 Beau Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2048 Beau Ct, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,529 sqft · built 1992
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$171,900 (Nov 2004)
Tax Bill	$2,715 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A933000042`

Property Details

APN / Parcel Number

Primary APN	`A933000042`
Alternative APN	`3-0117-6844-00-023B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	3,586 sqft
1st Floor Area	1,529 sqft
Basement Area	1,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Spanish
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A933000042
Street Address	2048 BEAU CT
City	SAINT CHARLES
State	MO
Zip	63303-5963
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CHATEAU COUNTRY CLUB PH3 RESUB 23 UNIT 23B
Legal Subdivision	CHATEAU COUNTRY CLUB PH3 RESUB LOT 23
Legal Lot Number	23B
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2021
Census Tract	311001

Owner

2048 Beau Ct, a condominium, is owned and occupied by an individual who bought it in November 2004.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2048 BEAU CT, SAINT CHARLES, MO 63303-5963
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2004 · Amount on File
Deed Sale	Nov 23, 2004 · Amount on File
Prior Sale	Dec 10, 2001 · Amount on File
Deed Document Number	20041115440
Deed Book / Page	4034 / 249
Prior Transfer Date	Nov 26, 2001
Prior Transfer Doc	0027400739
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2048 BEAU CT, SAINT CHARLES, MO 63303-5963
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 BEAU CT, SAINT CHARLES, MO 63303-5963

Mortgage

Document Number	2021R057471
Date	Jul 8, 2021
Instrument	2021R-057471

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,981 (-)	$252,531 (-) Building $252,531
2025		$47,981	$252,531 Building $252,531
2024	$2,715.00
2023		$45,639
2022			$240,204 Building $240,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2048 Beau Ct in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	20 (1979–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2048 Beau Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20