2048 101st Ave, Otsego, MI 49078 Property Records

Allegan County property record for 2048 101st Ave, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,932 sqft · built 1989
Lot Size	4.39 acres (191,228 sqft)
Owner	Individual on Record
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-032-037-01`

Property Details

APN / Parcel Number

Primary APN	`17-032-037-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,932 sqft Living Area
1st Floor Area	1,884 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Lot Area	191,228 sqft (4.39 acres)
Lot Dimensions	836 ft deep x 124 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2048 101ST AVE
City	OTSEGO
State	MI
Zip	49078-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM E 1/4 COR TH W 816.33? TH S 267.06? TO POB TH E 163.19? TH S 1332.94? TH W 130.11? TH N 798? TH W 33? TH N 534.94? TO POB
Legal Range	12W
Legal Township	01N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3030
Census Tract	31800

Owner

Source: Allegan County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2048 101ST AVE, OTSEGO, MI 49078-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 10, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 10, 2018
Transfer Doc	4307/551
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2048 101ST AVE, OTSEGO, MI 49078-9645
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 101ST AVE, OTSEGO, MI 49078-9645

Mortgage

Document Number	004815/732
Date	Nov 14, 2022
Book Page	4815/732
Instrument	2022021593

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 5, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Dec 10, 2018
Property Address	2048 101ST AVE, OTSEGO, MI 49078-9645
Document Number	4307/551
Book / Page	4307 / 551
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2043 101ST AVE, OTSEGO, MI 49078-9645

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,300 (+0.99%) Land $20,400 Building $122,900	$286,600 (+0.99%) Land $40,800 Building $245,800
2025	$2,604.00 (+2.56%) Homeowner's exemption	$141,900 (+30.9%) Land $19,900 Building $122,000	$283,800 (+30.9%) Land $39,800 Building $244,000
2024	$2,539.00 (+18.48%)
2023		$108,400 Land $18,600 Building $89,800	$216,800 Land $37,200 Building $179,600
2022	$2,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: 123.NET.

Cell Coverage

4G LTE only, no 5G reported

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