20478 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20478 Napa Loop, Estero, FL 33928 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size11,205 sqft (0.257 acres)
Pool1
Last Sale$857,000 (2023)
Tax Bill$11,996.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-46-27-L2-0500B.8800
Alternative APNs
  • 273146L20500B8800
  • 10618913

Exterior

Lot Area11,205 sqft (0.257 acres)

Exterior Amenities

Pool Type1 Pool Type
Pool Area1 sqft Pool
Patio Area936 sqft Patio
Porch1 Porch
Porch Area936 sqft Porch

Location & Zoning

Account Number10618913
Street Address20478 NAPA LOOP
CityESTERO
StateFL
Zip33928-9797
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 880
Legal SubdivisionVERDANA VILLAGE
Legal BlockB
Legal Lot Number880
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup1
Census Block1003
Census Tract50312

Owner

Source: Lee County records · APN 31-46-27-L2-0500B.8800

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2214 CRAIG DR, HAINESPORT, NJ 08036-9775
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Dec 20, 2023Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2023 · Amount on Record
Deed SaleDec 20, 2023 · Amount on Record
Deed Doc Number2023397501
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20478 NAPA LOOP, ESTERO, FL 33928-9797
Transaction TypeMortgage
Record UpdatedApr 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20478 NAPA LOOP, ESTERO, FL 33928-9797

Mortgage

Document Number0000076615
DateMar 26, 2026
Instrument2026000076615
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 14, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateDec 20, 2023
Property Address20478 NAPA LOOP, ESTERO, FL 33928-9797
Document Number0000397501
Map ReferenceDOC 2023000039926
Instrument DateNov 28, 2023
Instrument2023000397501
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 16, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$5,999.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address2214 CRAIG DR, HAINESPORT, NJ 08036-9775

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$607,159 (-16.26%) Land $103,924 Building $503,235$607,159 (-16.26%) Land $103,924 Building $503,235
2025$11,996.00$725,079 Land $127,020 Building $598,059$725,079 Land $127,020 Building $598,059

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 172 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Napa Loop

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