20478 Broad Run Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 20478 Broad Run Dr, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,248 sqft · built 2001
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (May 2018)
Tax Bill	$7,500 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040-40-8125-000`

Property Details

APN / Parcel Number

Primary APN	`040-40-8125-000`
Alternative APN	`63 A 1 59`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,248 sqft Living Area
1st Floor Area	2,588 sqft
Basement Area	660 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	451 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	92 sqft
Deck Area	Deck Area
Patio Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20478 BROAD RUN DR
City	STERLING
State	VA
Zip	20165-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	BROAD RUN FARMS SEC.1 LOT 59 201712010074693/4P BLA 1828--1831
Legal Subdivision	BROAD RUN FARM
Legal Block	1
Legal Lot Number	59
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1008
Census Tract	611101

Owner

20478 Broad Run Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20478 BROAD RUN DR, STERLING, VA 20165-2511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MTG
Jun 2, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018 · Amount on File
Deed Sale	May 8, 2018 · Amount on File
Prior Sale	Oct 12, 2000 · Amount on File
Deed Document Number	201825475
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	May 8, 2018
Property Address	20478 BROAD RUN DR, STERLING, VA 20165-2511
Document Number	20180508025475
Instrument Date	Apr 30, 2018
Instrument	25475
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20478 BROAD RUN DR STERLING VA 201652511, STERLING, VA 20165-2511

Mortgage

Document Number	20180508025476
Date	May 8, 2018
Instrument	25476

Lender

Name	EQUITY PRIME MTG

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20478 BROAD RUN DR, STERLING, VA 20165-2511
Document Number	20170622037951
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20478 BROAD RUN DR STERLING VA 201652511, STERLING, VA 20165-2511

Mortgage

Document Number	20170622037951
Date	Jun 22, 2017
Instrument	37951

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20478 Broad Run Dr was $7,500.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,500.00	$931,710 Land $368,000 Building $563,710	$931,710 Land $368,000 Building $563,710
2023	$6,818.00	$779,240 Land $281,900 Building $497,340	$779,240 Land $281,900 Building $497,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20478 Broad Run Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	46 (1984–2018)
Claims Outside the SFHA	8 of 46
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20478 Broad Run Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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