Whiteside County property record for 20476 Mill Rd, Prophetstown, IL 61277
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.94 acres (171,975 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,764 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2206400004 |
| Primary APN | 2206400004 |
|---|---|
| Alternative APNs |
|
| Lot Area | 171,975 sqft (3.94 acres) |
|---|
| Account Number | 119053 |
|---|---|
| Street Address | 20476 MILL RD |
| City | PROPHETSTOWN |
| State | IL |
| Zip | 61277-9342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S1/2 SW SESEC 6 TWP 19 RNG 6 |
| Legal Range | 06E |
| Legal Township | 19N |
| Legal Section | 06 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | TAMPICO |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 800 |
20476 Mill Rd is owned and occupied by two individuals.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20476 MILL RD, PROPHETSTOWN, IL 61277-9342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 20476 MILL RD, PROPHETSTOWN, IL 61277-9342 |
| Document Number | 0000003419 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | WHEATLAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20476 MILL RD PROPHETSTOWN IL 61277, PROPHETSTOWN, IL 61277 |
| Document Number | 0000003419 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 3419 |
| Name | FIRST MIDWEST BK |
|---|---|
| Type | Bank |
| Address | GURNEE, IL 60031 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 20476 Mill Rd was $5,764.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Tampico Township |
| Unified School District | Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,764.00 | $107,954 Land $9,684 Building $98,270 | |
| 2024 | $323,862 Land $29,052 Building $294,810 | ||
| 2022 | $4,622.00 Additional exemption filed | $82,742 Land $7,145 Building $75,597 | $248,226 Land $21,435 Building $226,791 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20476 Mill Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1985–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20476 Mill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Strada Communications Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures