20474 Morris Rd, Harlingen, TX 78552 Property Records

Cameron County property record for 20474 Morris Rd, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	7,175 sqft · built 2021
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,024,100 (Dec 2024)
Tax Bill	$7,554 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`881920-0730-003000`

Property Details

APN / Parcel Number

Primary APN	`881920-0730-003000`
Alternative APN	`187361`

Interior

Stories	2 Stories
Building Area	7,175 sqft Living Area
Gross Area	9,204 sqft
1st Floor Area	5,022 sqft
2nd Floor Area	529 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Block
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	2,029 sqft
Driveway	Driveway
Driveway Area	10,707 sqft
Parking Spaces	9 Parking Spaces
Porch	Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20474 MORRIS RD
City	HARLINGEN
State	TX
Zip	78552-2072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LON C HILL SUBDIVISION BLK 73 W 10.0000 ACRES
Legal Subdivision	LON C HILL SUBDIVISION
Legal Block	73
Legal Lot Number	30
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1015
Census Tract	12104

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20474 MORRIS RD, HARLINGEN, TX 78552-2072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Mar 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Mar 24, 2021
Deed Document Number	202443674
Prior Transfer Date	Dec 2, 2024
Prior Transfer Doc	0202443674
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	20474 MORRIS RD, HARLINGEN, TX 78552-2072
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20474 MORRIS RD, HARLINGEN, TX 78552-2072

Mortgage

Document Number	0202544807
Date	Dec 23, 2025
Instrument	2025-44807

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	20474 MORRIS RD, HARLINGEN, TX 78552-2072
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202239917
Date	Sep 29, 2022
Instrument	2022-39917

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	20474 MORRIS RD, HARLINGEN, TX 78552-2072
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110765
Date	Mar 16, 2021
Instrument	2021-10765

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 12, 2022

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Min Rate At Change	3.7%
Max Rate At Change	4.7%
Index	Prime Rate
Max Rate	8.7%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Mar 24, 2021
Property Address	20474 MORRIS RD, HARLINGEN, TX 78552-2072
Document Number	0202112214
Map Reference	VOL 2 PG 25
Instrument Date	Mar 24, 2021
Instrument	2021-12214
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20474 MORRIS RD, HARLINGEN, TX 78552-2072

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,081 (+1%)	$920,014 (+1.32%) Land $270,000 Building $650,014
2025	$7,554.00 (+10.16%)	$600,076 (-4.1%)	$908,002 (+33.55%) Land $270,000 Building $638,002
2024	$6,857.00 (+243.88%)
2023	$1,994.00 (-4.73%) Additional exemption filed	$625,703 Land $10,827 Building $614,876	$679,876 Land $65,000 Building $614,876
2022	$2,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: RGV Communications.

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