20471 SW 87th Ct, Cutler Bay (Miami), FL 33189 Property Records

Miami-Dade County property record for 20471 SW 87th Ct, Cutler Bay, FL 33189

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,934 sqft · built 2006
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Aug 2022)
Tax Bill	$10,818 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`36-6009-030-1610`

Property Details

APN / Parcel Number

Primary APN	`36-6009-030-1610`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,934 sqft Living Area
Gross Area	4,129 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cluster
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	6,900 sqft (0.158 acres)
Garage Area	431 sqft

Location & Zoning

Street Address	20471 SW 87TH CT
City	CUTLER BAY
State	FL
Zip	33189-7346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	CANTAMAR PB 161-27T-21250 LOT 4BLK 7 LOT SIZE 6900 SQFT FAU 30-6009-000-0100 OR 20667-1640 0802 6 F/A/U 30-6009-030-1610 COC 24431-1030 04 2006 6
Legal Range	40E
Legal Township	56S
Legal Section	09
Legal Subdivision	CANTAMAR
Legal Block	7
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	PRINCETON-GOULDS
Census Block Group	2
Census Block	2007
Census Tract	10619

Owner

20471 SW 87th Ct is owned and occupied by two individuals who bought it in August 2022.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20471 SW 87TH CT, CUTLER BAY, FL 33189-7346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Apr 15, 2006 · Amount on File
Deed Document Number	2022684572
Deed Book / Page	33361 / 4586
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 31, 2022
Property Address	20471 SW 87TH CT, CUTLER BAY, FL 33189-7346
Document Number	0000684572
Book / Page	33361 / 4586
Map Reference	MB 161 PG 27
Instrument Date	Aug 29, 2022
Instrument	2022R0684572
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ASSURED TITLE AND TRUST INC, ASSURED TITLE & TRUST INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1910 SW 134TH AVE, MIAMI, FL 33175-1025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20471 SW 87TH CT, CUTLER BAY, FL 33189-7346
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004588
Date	Aug 31, 2022
Instrument	33361/4588

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20471 SW 87th Ct was $10,818 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Cutler Bay Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,818.00 Homeowner's exemption	$595,236	$663,418 Land $212,850 Building $450,568
2023	$10,052.00 (+13.21%) Homeowner's exemption	$561,613 (-0.39%) Land $193,500 Building $368,113	$561,613 (-0.39%) Land $193,500 Building $368,113
2022	$8,879.00	$563,814 Land $122,550 Building $441,264	$563,814 Land $122,550 Building $441,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20471 SW 87th Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 223 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20471 SW 87th Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SkyNet360 Fixed Wireless	160 / 35
T-Mobile Fixed Wireless	100 / 20