2047 Live Oak Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2047 Live Oak Blvd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,993 sqft · built 1994
Lot Size	0.766 acres (33,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,800 (Jun 1994)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`96797`

Property Details

APN / Parcel Number

Primary APN	`96797`
Alternative APN	`082631322400010330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,993 sqft Heated Area
Gross Area	2,224 sqft
1st Floor Area	1,531 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,367 sqft (0.766 acres)
Lot Dimensions	243 ft deep x 116 ft wide
Garage Area	462 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	693 sqft
Fence	Fence
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	96797
Street Address	2047 LIVE OAK BLVD
City	SAINT CLOUD
State	FL
Zip	34771-8442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS1
Legal Description	FOX RUN PB 8 PG 51-52 LOT 33
Legal Range	31E
Legal Township	26S
Legal Section	08
Legal Subdivision	LIVE OAK ESTATES
Legal Tract	3224
Legal Block	1
Legal Lot Number	33
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2047 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
Feb 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage TOTAL MEDIA MANAGEMENT LLC
Nov 15, 2024	Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1994 · Amount on Record
Deed Sale	Jun 1, 1994 · Amount on Record
Deed Document Number	0000119330
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2047 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0060510149
Date	Sep 24, 2021
Book Page	6051/149
Instrument	2021148689

Lender

Name	FLORIDA CU
Type	Credit Union
Address	33627

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2047 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
Investor	Possibly a Property Investor

Mortgage

Document Number	0063622160
Date	Feb 24, 2023
Book Page	6362/2160
Instrument	2023022268

Lender

Name	TOTAL MEDIA MANAGEMENT LLC
Type	Non-Lending Institution
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2047 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
Investor	Possibly a Property Investor

Mortgage

Document Number	0066971997
Date	Nov 15, 2024
Book Page	6697/1997
Instrument	2024146362

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2047 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054992477
Date	Apr 1, 2019
Book Page	5499/2477
Instrument	2019040140

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2034

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2047 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8442
Document Number	0053432480
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2047 LIVE OAK BLVD ST CLOUD FL 347718442, ST CLOUD, FL 34771-8442

Mortgage

Document Number	0053432480
Date	Jun 4, 2018
Book Page	005343/002480
Instrument	85960

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2033

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,561.00 (+11.83%) Homeowner's exemption	$146,299 (+5.99%)	$272,000 (+3.3%) Land $65,000 Building $207,000
2023	$2,290.00 (+4.61%) Homeowner's exemption	$138,035 (+3%)	$263,300 (+15.33%) Land $60,000 Building $203,300
2022	$2,189.00 Homeowner's exemption	$134,015	$228,300 Land $55,000 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

Nearby Properties on Live Oak Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures