2047 Elm St, Sutter, CA 95982 Property Records

Sutter County property record for 2047 Elm St, Sutter, CA 95982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1977
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2024 Mortgage + 1 more
APN	`014-274-003-000`

Property Details

APN / Parcel Number

Primary APN	`014-274-003-000`
Alternative APN	`14-274-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Old Parcel Number	14-274-003
Street Address	2047 ELM ST
City	SUTTER
State	CA
Zip	95982-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 014
Legal Subdivision	SUTTER CITY
Legal Block	30
Legal Lot Number	14
Jurisdiction	SUTTER CA
Township / Civil Division	SUTTER
Census Block Group	1
Census Block	1128
Census Tract	50800

Owner

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2047 ELM ST, SUTTER, CA 95982-2514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 29, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 25, 2023
Transfer Doc	0000008725
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Recording Date	Aug 7, 2026
Property Address	2047 ELM ST, SUTTER, CA 95982-2514
Document Number	0000007836
Instrument Date	Jul 24, 2026
Instrument	20267836
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 ELM ST, SUTTER, CA 95982-2514

Mortgage

Document Number	0000007836,
Date	Aug 7, 2026
Instrument	20267836

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	2047 ELM ST, SUTTER, CA 95982-2514
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 ELM ST, SUTTER, CA 95982-2514

Mortgage

Document Number	0000002017
Date	Mar 12, 2024
Instrument	2024-0002017

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Sep 29, 2023
Property Address	2047 ELM ST, SUTTER, CA 95982-2514
Document Number	0000008725
Map Reference	MB S PG 598
Instrument Date	Sep 25, 2023
Instrument	2023-0008725
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2047 ELM ST, SUTTER, CA 95982-2514

Tax Assessment & Valuation

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Elementary School District	Brittan Elementary School District (KG - 08)
Secondary School District	Sutter Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,489 (+2%) Land $31,833 Building $75,656	$107,489 (+2%)
2025	$1,168.00 (+2.28%)	$105,382 (+4.04%) Land $31,209 Building $74,173	$105,382
2024	$1,142.00 (+8.56%)
2023	$1,052.00 Homeowner's exemption	$101,291 Land $30,000 Building $71,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	9 (1986–2017)
Most Recent Claim	Jan 2017 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUTTER COMMUNITY S.D. serves 2,904 people · EPA ID CA5110007
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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