20468 Ardore Ln, Estero, FL 33928 Property Records

Lee County property record for 20468 Ardore Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,322 sqft · built 2005
Lot Size0.199 acres (8,668 sqft)
Owner2 Individual Names on Record
Last Sale$332,000 (May 2008)
Tax Bill$3,491 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E3-0400D.0420

Property Details

APN / Parcel Number

Primary APN29-46-26-E3-0400D.0420
Alternative APNs
  • 262946E30400D0420
  • 294626040000D0420
  • 10504539

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,322 sqft Living Area
Gross Area4,137 sqft
1st Floor Area1,506 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area8,668 sqft (0.199 acres)
Garage TypeAttached
Garage Area654 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchSlab
Porch Area44 sqft
Patio Area688 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10504539
Street Address20468 ARDORE LN
CityESTERO
StateFL
Zip33928-6322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT FOUR DESC IN PB 82 PGS 38-42 BLK D LOT 42
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionBELLA TERRA
Legal TractE3
Legal BlockD
Legal Lot Number42
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5000
Census Tract50311

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20468 ARDORE LN, ESTERO, FL 33928-6322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2008 · Amount on Record
Deed SaleMay 2, 2008 · Amount on Record
Prior SaleDec 8, 2005 · Amount on Record
Deed Document Number2008117784
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20468 ARDORE LN, ESTERO, FL 33928-6322
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000252495
DateOct 21, 2020
Instrument2020000252495
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,491.00 (+5.69%) Homeowner's exemption$200,783 (+5.99%)$455,267 (-10.8%) Land $92,863 Building $362,404
2023$3,303.00 (-1.75%) Homeowner's exemption$189,441 (+3%)$510,410 (+24.42%) Land $102,448 Building $407,962
2022$3,362.00 Homeowner's exemption$183,923$410,217 Land $83,095 Building $327,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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