20465 SE Senden Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20465 SE Senden Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	1,583 sqft · built 2022
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,333 (Sep 2022)
Tax Bill	$4,054 (2025)
Deeds & Mortgages	Mar 2023 Re-recorded Document Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181209-CB-04744`

Property Details

APN / Parcel Number

Primary APN	`181209-CB-04744`
Alternative APN	`284456`

Interior

Stories	1 Story
Building Area	1,583 sqft
Gross Area	487 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	284456
Street Address	20465 SE SENDEN LN
City	BEND
State	OR
Zip	97702-3868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARENA ACRES PHASE 3 LOT PT 44
Legal Subdivision	ARENA ACRES PHASE 3
Legal Lot Number	44
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1011
Census Tract	2002

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20465 SE SENDEN LN, BEND, OR 97702-3868
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Re-recorded Document
Aug 25, 2022	Intrafamily Transfer, Transfer WESTERN TITLE & ESCROW
Aug 25, 2022	Bargain and Sale Deed, Transfer WESTERN TITLE & ESCROW
Sep 1, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OREGON DEPARTMENT OF VETERAN AFFAIR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	202233327
Last Transfer Date	Feb 18, 2023
Transfer Doc	0000004843
Record Updated	Sep 20, 2026

March 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DESCHUTES OR
Recording Date	Mar 6, 2023
Property Address	20465 SE SENDEN LN, BEND, OR 97702-3868
Document Number	0000004843
Map Reference	DOC 2022-01009
Instrument Date	Feb 18, 2023
Instrument	2023-04843
Record Updated	Nov 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20465 SE SENDEN LN, BEND, OR 97702-3868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60625 RIVER BEND DR, BEND, OR 97702-8945

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Aug 25, 2022
Property Address	20465 SE SENDEN LN, BEND, OR 97702-3868
Document Number	0000032509
Instrument Date	Aug 24, 2022
Instrument	2022-32509
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 25, 2022
Property Address	20465 SE SENDEN LN, BEND, OR 97702-3868
Document Number	0000032508
Instrument Date	Aug 24, 2022
Instrument	2022-32508
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 1, 2022
Property Address	20465 SE SENDEN LN, BEND, OR 97702-3868
Document Number	0000033327
Instrument Date	Jul 12, 2022
Instrument	2022-33327
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 13, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30465 SE SENDEN LANE, BEND, OR 97702

Mortgage

Document Number	0000033328
Date	Sep 1, 2022
Instrument	2022-33328

Lender

Name	OREGON DEPARTMENT OF VETERAN AFFAIR
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,054.00 (+3.92%)	$239,970 (+3%)	$615,250 (+1.69%) Land $191,310 Building $423,940
2024	$3,901.00 (+7.88%)	$232,990 (+3%)	$605,020 (-2.11%) Land $191,310 Building $413,710
2023	$3,616.00	$226,210	$618,070 Land $191,310 Building $426,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

Nearby Properties on SE Senden Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures