Loudoun County property record for 20462 Quarterpath Trace Cir, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,352 sqft · built 1992 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,185,000 (Oct 2025) |
| Tax Bill | $8,813 (2026) |
| Deeds & Mortgages | Aug 2025 Line of Credit Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-19-1634-000 |
| Primary APN | 010-19-1634-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,352 sqft Living Area |
| 1st Floor Area | 861 sqft |
| Basement Area | 1,380 sqft |
| Finished Basement | 1,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Deck Area | Deck Area |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20462 QUARTERPATH TRACE CIR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES SEC.13-B LOT 13 1258--1981 |
| Legal Subdivision | POTOMAC LAKE |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 611202 |
20462 Quarterpath Trace Cir is owned and occupied by two individuals who bought it in October 2025.
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20462 QUARTERPATH TRACE CIR, STERLING, VA 20165-7533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 15, 2025 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Oct 24, 2025 | Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on File |
| Deed Sale | Oct 24, 2025 · Amount on File |
| Prior Sale | Oct 8, 1993 · Amount on File |
| Deed Document Number | 202551995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20462 QUARTERPATH TRACE CIR, STERLING, VA 20165-7533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20462 QUARTERPATH TRACE CIR, STERLING, VA 20165-7533 |
| Document Number | 0000038845 |
|---|---|
| Date | Aug 15, 2025 |
| Instrument | 20250815-0038845 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | ASHBURN, VA 20147 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 24, 2025 |
| Property Address | 20462 QUARTERPATH TRACE CIR, STERLING, VA 20165-7533 |
| Document Number | 0000051995 |
| Map Reference | MB 1156 PG 1950 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 20251024-0051995 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20462 QUARTERPATH TRACE CIR, STERLING, VA 20165-7533 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051996 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 20251024-0051996 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 20462 Quarterpath Trace Cir was $8,813, up 20.8% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,813.00 (+20.84%) | $1,094,890 (+20.85%) Land $279,600 Building $815,290 | $1,094,890 (+20.85%) Land $279,600 Building $815,290 |
| 2025 | $7,293.00 | $905,970 Land $254,600 Building $651,370 | $905,970 Land $254,600 Building $651,370 |
| 2023 | $6,994.00 | $799,400 Land $239,600 Building $559,800 | $799,400 Land $239,600 Building $559,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20462 Quarterpath Trace Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20462 Quarterpath Trace Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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