20462 160th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 20462 160th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,160 sqft · built 2003
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,536 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-029-0601`

Property Details

APN / Parcel Number

Primary APN	`15-029-0601`

Interior

Building Area	1,160 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	871,200 sqft (20 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Area	527 sqft
Porch	Slab
Deck Area	196 sqft

Location & Zoning

Street Address	20462 160TH AVE
City	MILACA
State	MN
Zip	56353-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF NW OF SW 29 39 27 20.00
Legal Range	27
Legal Township	39
Legal Section	29
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1061
Census Tract	970300

Owner

20462 160th Ave is owned and occupied by two individuals.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20462 160TH AVE, MILACA, MN 56353-3037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FEDERAL CREDIT UNION
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Recording Date	Jun 26, 2026
Property Address	20462 160TH AVE, MILACA, MN 56353-3037
Document Number	0000451755
Instrument Date	May 14, 2026
Instrument	2026451755
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20462 160TH AVE, MILACA, MN 56353-3037

Mortgage

Document Number	0000451755,
Date	Jun 26, 2026
Instrument	2026451755

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 20, 2036

Interest

Rate Type	Balloon
Rate	6.3%
Initial Type	Balloon
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20462 160TH AVE, MILACA, MN 56353-3037
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A424496
Date	May 19, 2021
Instrument	A424496

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 20, 2031

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20462 160TH AVE, MILACA, MN 56353-3037
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A422768
Date	Feb 22, 2021
Instrument	A422768

Lender

Name	ALERUS FINANCIAL NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20462 160TH AVE, MILACA, MN 56353-3037
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A402956
Date	Oct 12, 2017
Instrument	A402956

Lender

Name	AFFINITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20462 160th Ave was $4,536.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,536.00	$492,200 (+14.12%) Land $142,200 Building $350,000	$492,200 (+14.12%) Land $142,200 Building $350,000
2025		$431,300 Land $101,300 Building $330,000	$431,300 Land $101,300 Building $330,000
2023	$4,406.00	$444,000 Land $84,400 Building $359,600	$444,000 Land $84,400 Building $359,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20462 160th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20462 160th Ave is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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