Sonoma County property record for 20460 Chapel Dr, Monte Rio, CA 95462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1952 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $436,000 (Sep 2016) |
| Tax Bill | $6,293 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 094-122-016-000 |
| Primary APN | 094-122-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| Basement Area | 812 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,800 sqft (0.133 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Old Parcel Number | 094-122-016 |
|---|---|
| Street Address | 20460 CHAPEL DR |
| City | MONTE RIO |
| State | CA |
| Zip | 95462-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | UNINCORP COUNTY CA |
| Legal Subdivision | MAP OF BREENS ADDITION TO MONTE RIO |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | RUSSIAN RIVER-SONOMA COAST |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 153707 |
20460 Chapel Dr is owned and occupied by two individuals who bought it in September 2016.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 21, MONTE RIO, CA 95462-0021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2016 · Amount on File |
| Deed Sale | Sep 15, 2016 · Amount on File |
| Prior Sale | Aug 21, 2015 · Amount on File |
| Deed Document Number | 201681395 |
| Prior Transfer Date | Sep 12, 1997 |
| Prior Transfer Doc | 0000107369 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 20460 Chapel Dr was $6,293 with a homeowner's exemption.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Secondary School District | West Sonoma County Union High School District (09 - 12) |
| Elementary School District | Monte Rio Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $516,129 (+2%) Land $189,405 Building $326,724 | |
| 2025 | $6,293.00 Homeowner's exemption | $506,010 Land $185,692 Building $320,318 |
| 2023 | $5,924.00 (+2.03%) Homeowner's exemption | $486,363 Land $178,482 Building $307,881 |
| 2022 | $5,806.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20460 Chapel Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 13 (1995–2025) |
| Most Recent Claim | Feb 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20460 Chapel Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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