2046 Westbrook Rd, Commerce, GA 30530 Property Records

Franklin County property record for 2046 Westbrook Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,583 sqft · built 2022
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2025)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-045-01`

Property Details

APN / Parcel Number

Primary APN	`005-045-01`
Alternative APN	`18797`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,583 sqft Heated Area
1st Floor Area	1,299 sqft
2nd Floor Area	1,284 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Terrain	Rolling
Garage Area	420 sqft
Porch	Open Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18797
Street Address	2046 WESTBROOK RD
City	COMMERCE
State	GA
Zip	30530-7345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RURAL
Legal Description	1.03 ACRES WESTBROOK RD S/D
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	2
Census Block	2015
Census Tract	890201

Owner

Source: Franklin County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2046 WESTBROOK RD, COMMERCE, GA 30530-7345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage PIEDMONT BANK
Jun 14, 2023	Deed of Trust, Mortgage · FHA Mortgage POWERTPO
Nov 3, 2025	Limited Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Deed Document Number	0001707160
Deed Book / Page	1707 / 160
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	2046 WESTBROOK RD, COMMERCE, GA 30530-7345
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001537/0000000193
Date	Aug 8, 2022
Book Page	0000001537/0000000193

Lender

Name	PIEDMONT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	2046 WESTBROOK RD, COMMERCE, GA 30530-7345
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001580/0000000131
Date	Jun 14, 2023
Book Page	0000001580/0000000131

Lender

Name	POWERTPO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Nov 3, 2025
Property Address	2046 WESTBROOK RD, COMMERCE, GA 30530-7345
Document Number	001707/160
Book / Page	1707 / 160
Instrument Date	Oct 31, 2025
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 WESTBROOK RD, COMMERCE, GA 30530-7345

Mortgage

Document Number	0001707162
Date	Nov 3, 2025
Instrument	1707/162

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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