San Diego County property record for 2046 Ups Cir, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,614 sqft · built 1975 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,325,000 (Nov 2025) |
| Tax Bill | $8,851 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-200-37-00 |
| Primary APN | 151-200-37-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,614 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 10,400 sqft (0.239 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2046 UPS CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-6158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 17 TR 007782 |
| Legal Subdivision | FIRE MOUNTAIN ESTATES |
| Legal Tract | 007782 |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 18504 |
Source: San Diego County records · APN 151-200-37-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2046 UPS CIR, OCEANSIDE, CA 92054-6158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME FINANCING INC |
| Nov 13, 2025 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CAPWEST HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | Feb 24, 2005 · Amount on Record |
| Deed Document Number | 2025321033 |
| Prior Transfer Date | Dec 15, 2024 |
| Prior Transfer Doc | 0000033926 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2046 UPS CIR, OCEANSIDE, CA 92054-6158 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2046 UPS CIR, OCEANSIDE, CA 92054-6158 |
| Document Number | 0000792508 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-0792508 |
| Name | HOME FINANCING INC |
|---|---|
| Type | Mortgage Company |
| Address | MISSION VIEJO, CA 92692 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 13, 2025 |
| Property Address | 2046 UPS CIR, OCEANSIDE, CA 92054-6158 |
| Document Number | 0000321033 |
| Map Reference | MAP 7782 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025-0321033 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2046 UPS CIR, OCEANSIDE, CA 92054-6158 |
| Document Number | 0000321034 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025-0321034 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2046 UPS CIR, OCEANSIDE, CA 92054-6158 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | 2046 UPS CIR, OCEANSIDE, CA 92054-6158 |
| Document Number | 0000495131 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020-0495131 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 04, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2046 UPS CIR, OCEANSIDE, CA 92054-6158 |
| Document Number | 0000177478 |
| Instrument Date | Apr 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | ORANGE COAST TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2046 UPS CIR OCEANSIDE CA 920546158, OCEANSIDE, CA 92054-6158 |
| Document Number | 0000177478 |
|---|---|
| Date | Apr 07, 2020 |
| Instrument | 177478 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2046 UPS CIR, OCEANSIDE, CA 92054-6158 |
| Document Number | 0000228258 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Title Company | SURETY LENDER SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2046 UPS CIR OCEANSIDE CA 920546158, OCEANSIDE, CA 92054-6158 |
| Document Number | 0000228258 |
|---|---|
| Date | Jun 06, 2018 |
| Instrument | 228258 |
| Name | CAPWEST HM LNS |
|---|---|
| Address | OVERLAND PARK, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,325,000 (+66.78%) Land $929,827 Building $395,173 | |
| 2025 | $8,851.00 (+5.21%) Homeowner's exemption | $794,470 (+4.04%) Land $557,524 Building $236,946 |
| 2023 | $8,413.00 (+1.56%) Homeowner's exemption | $763,622 Land $535,876 Building $227,746 |
| 2022 | $8,284.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 380 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures