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2046 Stecher Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 2046 Stecher Ave, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details2,271 sqft · built 2018
Lot Size0.121 acres (5,249 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (May 2018)
Tax Bill$15,603 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-05223-0000-00039-01

Property Details

APN / Parcel Number

Primary APN19-05223-0000-00039-01
Alternative APN
  • 19052230000000390001

Interior

Stories2 Stories
Building Area2,271 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area5,249 sqft (0.121 acres)
Lot Dimensions100 ft deep x 5 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address2046 STECHER AVE
CityUNION
StateNJ
Zip07083-5306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block5223
Legal Lot Number39.1
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group4
Census Block4002
Census Tract33100

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2046 STECHER AVE, UNION, NJ 07083-5306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
May 3, 2018Grant Deed, Transfer · Conventional with PMI
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2018 · Amount on Record
Deed SaleMay 3, 2018 · Amount on Record
Prior SaleJun 29, 2016 · Amount on Record
Deed Document Number2018299401
Deed Book / Page6260 / 185
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address2046 STECHER AVE, UNION, NJ 07083-5306
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151562731
DateFeb 2, 2022
Book Page15156/2731
Instrument30840
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2037

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateMay 3, 2018
Property Address2046 STECHER AVE, UNION, NJ 07083-5306
Document Number0062600185
Book / Page006260 / 000185
Instrument DateApr 27, 2018
Instrument299401
Transaction TypeTransfer
Record UpdatedMay 15, 2018
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2046 STECHER AVE UNION NJ 070835306, UNION, NJ 07083-5306

Mortgage

Document Number144360281
DateMay 3, 2018
Book Page014436/000281
Instrument656814
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08059
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 2, 2048

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,900 (-) Land $20,400 Building $46,500$66,900 (-) Land $20,400 Building $46,500
2025$15,603.00 (+4.35%)$66,900 (-) Land $20,400 Building $46,500$66,900 (-) Land $20,400 Building $46,500
2024$14,952.00 (+234.05%)
2023$66,900 Land $20,400 Building $46,500$66,900 Land $20,400 Building $46,500
2022$4,476.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–2011)
Claims Outside the SFHA1 of 5
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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