Flathead County property record for 2046 Spring Prairie Ranch Rd, Whitefish, MT 59937
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,258 sqft · built 2021 |
| Lot Size | 34.3 acres (1,496,286 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,030,000 (Jul 2026) |
| Tax Bill | $18,686 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R0771156 |
| Primary APN | R0771156 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,258 sqft Living Area |
| 1st Floor Area | 3,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,496,286 sqft (34.3 acres) |
| Terrain | Wooded |
| Garage Type | Mixed |
| Garage Area | 1,536 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000502308 |
|---|---|
| Street Address | 2046 SPRING PRAIRIE RANCH RD |
| City | WHITEFISH |
| State | MT |
| Zip | 59937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SPRING PRAIRIE RANCH, S27, T30 N, R22 W, LOT 002, SPRING PRAIRIE RANCH LOT 2 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 27 |
| Legal Subdivision | SPRING PRAIRIE RANCH |
| Legal Lot Number | 2 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 402 |
2046 Spring Prairie Ranch Rd, a rural home, is owned and occupied by an individual who bought it in July 2026.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2046 SPRING PRAIRIE RANCH RD, WHITEFISH, MT 59937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Oct 26, 2020 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on File |
| Deed Sale | Jul 23, 2026 · Amount on File |
| Prior Sale | Oct 26, 2020 |
| Deed Document Number | 202614893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 23, 2026 |
| Property Address | 2046 SPRING PRAIRIE RANCH RD, WHITEFISH, MT 59937-9202 |
| Document Number | 0000014893 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202614893 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2046 SPRING PRAIRIE RANCH RD, WHITEFISH, MT 59937-9202 |
| Document Number | 0000014894, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 202614894 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Oct 26, 2020 |
| Property Address | 2046 SPRING PRAIRIE RANCH RD, WHITEFISH, MT 59937 |
| Document Number | 202000035999 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 202000035999 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 850, POLSON, MT 59860-0850 |
The 2026 property tax bill for 2046 Spring Prairie Ranch Rd was $18,686, down 2.4% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,686.00 (-2.36%) | $3,481,476 (+7.59%) | |
| 2025 | $19,137.00 | $3,235,758 | $3,481,476 Land $257,526 Building $3,223,950 |
| 2023 | $17,397.00 | $2,478,687 | $2,478,687 Land $185,937 Building $2,292,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2046 Spring Prairie Ranch Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1997) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2046 Spring Prairie Ranch Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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