2046 School House Ln, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 2046 School House Ln, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 1995
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$318,800 (Jun 2020)
Tax Bill	$3,856 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:034 B:045 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:034 B:045 L:000`
Alternative APN	`2061`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2061
Street Address	2046 SCHOOL HOUSE LN
City	HERMON
State	ME
Zip	04401-0540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	HERMON VLG ESTS
Legal Block	45
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	1
Census Block	1008
Census Tract	10000

Owner

2046 School House Ln is owned and occupied by two individuals who bought it in June 2020.

Source: Penobscot County and Hermon Town records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2046 SCHOOL HOUSE LN, HERMON, ME 04401-0540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Jun 1, 2020	Warranty Deed, Transfer MORTGAGE NTWK
Aug 7, 2017	Deed of Trust, Mortgage UNIVERSITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on File
Deed Sale	Jun 1, 2020 · Amount on File
Prior Sale	Jul 23, 2012 · Amount on File
Deed Document Number	202014653
Deed Book / Page	15546 / 294
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Recording Date	Aug 17, 2026
Property Address	2046 SCHOOL HOUSE LN, HERMON, ME 04401-0540
Document Number	0000022354
Book / Page	17981 / 51
Instrument Date	Aug 10, 2026
Instrument	202622354
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 SCHOOL HOUSE LN, HERMON, ME 04401-0540

Mortgage

Document Number	0000022354,
Date	Aug 17, 2026
Book Page	17981/51
Instrument	202622354

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Jun 1, 2020
Property Address	2046 SCHOOL HOUSE LN, HERMON, ME 04401-0540
Document Number	0155460294
Book / Page	015546 / 000294
Instrument Date	May 29, 2020
Instrument	14653
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	642 W ETNA RD ETNA ME 044343424, ETNA, ME 04434-3424

Mortgage

Document Number	155460296
Date	Jun 1, 2020
Book Page	015546/000296
Instrument	14654

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	2046 SCHOOL HOUSE LN, HERMON, ME 04401-0540
Document Number	0145760177
Book / Page	014576 / 000177
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 SCHOOL HOUSE LN HERMON ME 044010540, HERMON, ME 04401-0540

Mortgage

Document Number	0145760177
Date	Aug 14, 2017
Book Page	014576/000177
Instrument	24686

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2046 School House Ln was $3,856, up 21.8% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,856.00 (+21.79%)	$325,400 (+12.01%) Land $66,200 Building $259,200
2024	$3,166.00 (+1.7%)	$290,500 (+9.66%) Land $59,000 Building $231,500
2023	$3,113.00 (+16.03%)	$264,900 (+17.47%) Land $54,900 Building $210,000
2022	$2,683.00	$225,500 Land $48,900 Building $176,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2046 School House Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2046 School House Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fidium Fiber DSL	100 / 40

May also be available: T-Mobile, Verizon.

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