Polk County property record for 2046 Ryan Way, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 1981 |
| Lot Size | 0.265 acres (11,561 sqft) |
| Owner | Company Name on File |
| Last Sale | $109,760 (Apr 2013) |
| Tax Bill | $3,340 (2025) |
| Deeds & Mortgages | Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-02-663660-000120 |
| Primary APN | 26-29-02-663660-000120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,270 sqft |
| 1st Floor Area | 1,764 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,561 sqft (0.265 acres) |
| Lot Dimensions | 141 ft deep x 82 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 75 sqft |
| Shed | 1 Shed |
| Utility Building | 353 sqft |
| Cooling System | Central |
|---|
| Street Address | 2046 RYAN WAY |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINTERSET NORTH PHASE TWO PB 70 PG 2 LOT 12 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | WINTERSET NORTH PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 663660 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 14006 |
2046 Ryan Way is owned by a company that bought it in April 2013.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1717 MAIN ST, 2000, DALLAS, TX 75201-4657 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2013 · Amount on File |
| Deed Sale | Apr 25, 2013 · Amount on File |
| Prior Sale | Jan 11, 2013 · Amount on File |
| Deed Document Number | 201378253 |
| Deed Book / Page | 8940 / 1419 |
| Prior Transfer Date | Apr 17, 2013 |
| Prior Transfer Doc | 0000078253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 10, 2018 |
| Property Address | 2046 RYAN WAY, WINTER HAVEN, FL 33884-3128 |
| Document Number | 0105430772 |
| Book / Page | 010543 / 000772 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 146014 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657 |
The 2025 property tax bill for 2046 Ryan Way was $3,340.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,317 (-5.84%) Land $52,000 Building $185,317 | $237,317 (-5.84%) Land $52,000 Building $185,317 | |
| 2025 | $3,340.00 | $252,031 Land $52,000 Building $200,031 | $252,031 Land $52,000 Building $200,031 |
| 2023 | $3,545.00 (+6.39%) | $250,530 (+5.63%) Land $50,000 Building $200,530 | $250,530 (+5.63%) Land $50,000 Building $200,530 |
| 2022 | $3,332.00 | $237,182 Land $42,000 Building $195,182 | $237,182 Land $42,000 Building $195,182 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2046 Ryan Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2046 Ryan Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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