2046 Roberts Point Dr, Windermere, FL 34786 Property Records

Orange County property record for 2046 Roberts Point Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,392 sqft · built 1999
Lot Size	0.797 acres (34,705 sqft)
Owner	Individual Name on Record
Last Sale	$695,000 (Feb 2021)
Tax Bill	$19,934 (2025)
Deeds & Mortgages	Feb 2021 Sale & Line of Credit Nov 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`01-23-27-7643-00-250`

Property Details

APN / Parcel Number

Primary APN	`01-23-27-7643-00-250`
Alternative APNs	`272301764300250` `131012` `131796` `133311`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,392 sqft Living Area
Gross Area	4,606 sqft
1st Floor Area	2,924 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Roof Type	Gambrel
Roof Material	Tile
Lot Area	34,705 sqft (0.797 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	417 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2046 ROBERTS POINT DR
City	WINDERMERE
State	FL
Zip	34786-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE-C
Legal Description	RESERVE AT WATERFORD POINTE PHASE 1 42/23 LOT 25
Legal Range	27E
Legal Township	23S
Legal Section	01
Legal Subdivision	RESERVE AT WATERFORD POINTE PH 1
Legal Phase	1
Legal Tract	7643
Legal Lot Number	25
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1021
Census Tract	17120

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2046 ROBERTS POINT DR, WINDERMERE, FL 34786-5807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Special Warranty Deed, Transfer · Line of Credit GTE FCU
Nov 15, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Nov 15, 2018 · Amount on Record
Deed Document Number	2021104337
Prior Transfer Date	Mar 21, 2008
Prior Transfer Doc	0000181951
Record Updated	Jun 8, 2026

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 23, 2021
Property Address	2046 ROBERTS POINT DR, WINDERMERE, FL 34786-5807
Document Number	0000104337
Map Reference	MB 42 PG 23-27
Instrument Date	Jan 8, 2021
Instrument	20210104337
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,865.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3701 REGENT BLVD, 3701, IRVING, TX 75063-2312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 ROBERTS POINT DR, WINDERMERE, FL 34786-5807

Mortgage

Document Number	0000104339
Date	Feb 23, 2021
Instrument	20210104339

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000104338
Date	Feb 23, 2021
Instrument	20210104338

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 15, 2018
Property Address	2046 ROBERTS POINT DR, WINDERMERE, FL 34786-5807
Document Number	0000667843
Instrument Date	Oct 31, 2018
Instrument	667843
Transaction Type	Foreclosure
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$15.40
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1701 W HILLSBORO BLVD #400 DEERFIELD BEACH FL 334421572, 400, DEERFIELD BEACH, FL 33442-1572

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$773,442 (+2.7%)	$952,050 (-1.47%) Land $175,000 Building $777,050
2025	$19,934.00 (+2.12%) Homeowner's exemption	$753,108 (+5.99%)	$966,300 (+10.29%) Land $175,000 Building $791,300
2024	$19,520.00 (+81.4%)
2023	$10,761.00 (+2.98%) Homeowner's exemption	$710,566 (+3%)	$876,176 (+27.01%) Land $175,000 Building $701,176
2022	$10,450.00 Homeowner's exemption	$689,870 Land $145,000 Building $544,870	$689,870 Land $145,000 Building $544,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS), OCUD/WESTERN REGIONAL WTR SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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