2046 Minneola St, Naples, FL 34120 Property Records

Collier County property record for 2046 Minneola St, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,006 sqft · built 2018
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Aug 2024)
Tax Bill	$6,207 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Apr 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`585430 213C13`

Property Details

APN / Parcel Number

Primary APN	`585430 213C13`
Alternative APN	`69039000960`

Interior

Stories	1 Story
Building Area	2,006 sqft Living Area
1st Floor Area	2,006 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	12,632 sqft (0.29 acres)
Pool Area	336 sqft
Deck Area	434 sqft

Location & Zoning

Street Address	2046 MINNEOLA ST
City	NAPLES
State	FL
Zip	34120-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCH AT ORANGE BLOSSOM PHASE 2A LOT 21
Legal Range	27
Legal Township	48
Legal Section	13
Legal Subdivision	RANCH AT ORANGE BLOSSOM PH2A PHASE 2A
Legal Phase	2A
Legal Block	1
Legal Lot Number	21
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1004
Census Tract	11212

Owner

2046 Minneola St is owned and occupied by two individuals who bought it in August 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2046 MINNEOLA ST, NAPLES, FL 34120-5328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage POLICE & FIRE FCU
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 15, 2019	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Mar 6, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Aug 6, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC
Mar 7, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2024 · Amount on File
Deed Sale	Aug 15, 2024 · Amount on File
Prior Sale	Apr 26, 2022 · Amount on File
Deed Document Number	20246582437
Deed Book / Page	6389 / 2335
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2046 MINNEOLA ST, NAPLES, FL 34120-5328
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 MINNEOLA ST, NAPLES, FL 34120-5328

Mortgage

Document Number	0062221199
Date	Mar 6, 2023
Book Page	6222/1199
Instrument	6371864

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 26, 2022
Property Address	2046 MINNEOLA ST, NAPLES, FL 34120-5328
Document Number	0061172018
Book / Page	6117 / 2018
Map Reference	MB 62 PG 84
Instrument Date	Apr 13, 2022
Instrument	6241664
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 WILLOW ST, 18, HAZLET, NJ 07730-4032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2354 TURLE ROAD, DOYLESTOWN, PA 18901

Mortgage

Document Number	0061172020
Date	Apr 26, 2022
Instrument	6117/2020

Lender

Name	POLICE & FIRE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2046 MINNEOLA ST, NAPLES, FL 34120-5328
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 MINNEOLA ST, NAPLES, FL 34120-5328

Mortgage

Document Number	0058683681
Date	Dec 30, 2020
Book Page	5868/3681
Instrument	5977846

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2046 MINNEOLA ST, NAPLES, FL 34120-5328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056420729
Date	Jun 15, 2019
Book Page	5642/0729
Instrument	5727397

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2046 MINNEOLA ST, NAPLES, FL 34120-5328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057360680
Date	Mar 6, 2020
Book Page	5736/680
Instrument	5839028

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 6, 2018
Property Address	2046 MINNEOLA ST, NAPLES, FL 34120-5328
Document Number	0055400987
Book / Page	5540 / 0987
Map Reference	MB62 PG84
Instrument Date	Jul 31, 2018
Instrument	5595731
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 MINNEOLA ST, NAPLES, FL 34120-5328

Mortgage

Document Number	0005595732
Date	Aug 6, 2018
Instrument	5595732

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 7, 2018
Property Address	2046 MINNEOLA ST, NAPLES, FL 34120-5328
Document Number	0054840888
Book / Page	005484 / 000888
Instrument Date	Mar 1, 2018
Instrument	5520392
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,315.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2046 Minneola St was $6,207 with exemptions applied.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,908 (+2.7%)	$525,017 (+12.35%) Land $72,778 Building $452,239
2025	$6,207.00 Homeowner's exemption Veteran's exemption	$467,291 Land $103,673 Building $363,618	$467,291 Land $103,673 Building $363,618
2023	$6,717.00 (+62.6%) Homeowner's exemption	$493,351 (+75.05%) Land $97,574 Building $395,777	$493,351 (+9.75%) Land $97,574 Building $395,777
2022	$4,131.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$281,829	$449,523 Land $124,865 Building $324,658

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2046 Minneola St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2046 Minneola St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Streamline Internet Fixed Wireless	450 / 80
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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