Monroe County and Penfield Town property record for 2046 Harris Rd, Penfield, NY 14526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,664 sqft · built 1983 |
| Lot Size | 9.9 acres (431,244 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $402,000 (Jun 2022) |
| Tax Bill | $10,548 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 264200 125.04-1-22 |
| Primary APN | 264200 125.04-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 431,244 sqft (9.9 acres) |
| Lot Width | 467 ft Width |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 376 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00498052000 |
|---|---|
| Street Address | 2046 HARRIS RD |
| City | PENFIELD |
| State | NY |
| Zip | 14526-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-1 |
| Legal Description | 0013-13-04 RANDAZZO L3 02 |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 11505 |
Source: Monroe County and Penfield Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2046 HARRIS RD, PENFIELD, NY 14526-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit TOMPKINS TRUST CO |
| Jun 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Prior Sale | May 17, 2007 · Amount on Record |
| Deed Document Number | 20221062 |
| Deed Book / Page | 12679 / 54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 2046 HARRIS RD, PENFIELD, NY 14526-1824 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2046 HARRIS RD, PENFIELD, NY 14526-1824 |
| Document Number | 0000000657 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 30548/541 |
| Instrument | 202401030657 |
| Name | TOMPKINS TRUST CO |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 18, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jun 21, 2022 |
| Property Address | 2046 HARRIS RD, PENFIELD, NY 14526-1824 |
| Document Number | 0000001062 |
| Book / Page | 12679 / 54 |
| Map Reference | LB 212 PG 77 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 202206211062 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,608.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2046 HARRIS RD, 2046, PENFIELD, NY 14526-1824 |
| Name | Verified Name |
|---|---|
| Address | 2046 HARRIS RD, PENFIELD, NY 14526-1824 |
| Document Number | 0000001063 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 202206211063 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,548.00 (+5.11%) | ||
| 2025 | $10,035.00 | $334,200 (+0.91%) Land $101,300 Building $232,900 | $445,600 (+26.48%) Land $135,067 Building $310,533 |
| 2023 | $331,200 Land $101,300 Building $229,900 | $352,300 Land $107,754 Building $244,546 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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