2046 E Palomino Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2046 E Palomino Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,616 sqft · built 1996
Lot Size	0.126 acres (5,506 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Aug 2003)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`309-11-014`

Property Details

APN / Parcel Number

Primary APN	`309-11-014`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	881 sqft
2nd Floor Area	735 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,506 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces
Pool Area	505 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2046 E PALOMINO DR
City	GILBERT
State	AZ
Zip	85296-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FINLEY FARMS SOUTH PARCEL 17 MCR 402-37
Legal Range	06E
Legal Township	01S
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	FINLEY FARMS SOUTH PARCEL 17
Legal Lot Number	14
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3007
Census Tract	422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2046 E PALOMINO DR, GILBERT, AZ 85296-3353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Jun 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Jun 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2003 · Amount on Record
Deed Sale	Aug 28, 2003 · Amount on Record
Prior Sale	Jun 10, 2019
Deed Document Number	0001206438
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2046 E PALOMINO DR, GILBERT, AZ 85296-3353
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 E PALOMINO DR, GILBERT, AZ 85296-3353

Mortgage

Document Number	0000548290
Date	Jul 5, 2022
Instrument	20220548290

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2046 E PALOMINO DR, GILBERT, AZ 85296-3353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000622389
Date	Jul 13, 2020
Instrument	20200622389

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 10, 2019
Property Address	2046 E PALOMINO DR, GILBERT, AZ 85296-3353
Document Number	0000430239
Map Reference	MB 402 PG 37
Instrument Date	May 29, 2019
Instrument	20190430239
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 E PALOMINO DR, GILBERT, AZ 85296-3353

Mortgage

Document Number	0000430240
Date	Jun 10, 2019
Instrument	20190430240

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 10, 2019
Property Address	2046 E PALOMINO DR, GILBERT, AZ 85296-3353
Document Number	0000430238
Instrument Date	May 15, 2019
Instrument	430238
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2046 E PALOMINO DR GILBERT AZ 852963353, GILBERT, AZ 85296-3353

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,820 (-0.5%)	$418,200 (-0.5%) Land $83,600 Building $334,600
2025	$1,560.00 (+3.24%)
2024		$42,030	$420,300 Land $84,000 Building $336,300
2023	$1,511.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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