2046 E Mackay Dr, Meridian, ID 83642 Property Records

Ada County property record for 2046 E Mackay Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,822 sqft · built 2001
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,040 (Dec 2025)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R7851190030`

Property Details

APN / Parcel Number

Primary APN	`R7851190030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,822 sqft Living Area
Gross Area	3,966 sqft
1st Floor Area	1,160 sqft
Upper Floors Area	1,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Garage Type	Attached
Garage Area	1,144 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	194 sqft
Deck Area	200 sqft
Patio Area	615 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2046 E MACKAY DR
City	MERIDIAN
State	ID
Zip	83642-6778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 10 BLK 06 SHERBROOKE HOLLOWS SUB NO 03
Legal Range	01E
Legal Township	03N
Legal Section	20
Legal Subdivision	SHERBROOKE HOLLOWS SUB NO 03
Legal Block	06
Legal Lot Number	10
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3021
Census Tract	10340

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4492 W HIGHLAND FALL DR, MERIDIAN, ID 83646-6860
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Oct 4, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	202580751
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Dec 5, 2025
Property Address	2046 E MACKAY DR, MERIDIAN, ID 83642-6778
Document Number	0000080751
Map Reference	MB 79 MB 8407&8408
Instrument Date	Dec 2, 2025
Instrument	2025-080751
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	STEWART TITLE - MERIDIAN OFFIC, STEWART TTL MERIDIAN OFFICE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4492 W HIGHLAND FALL DR, MERIDIAN, ID 83646-6860

Mortgage

Document Number	0000080752
Date	Dec 5, 2025
Instrument	2025-080752

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Oct 4, 2018
Property Address	2046 E MACKAY DR, MERIDIAN, ID 83642-6778
Document Number	0000094250
Instrument Date	Sep 24, 2018
Instrument	94250
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2046 E MACKAY DR MERIDIAN ID 836426778, MERIDIAN, ID 83642-6778

Mortgage

Document Number	94251
Date	Oct 4, 2018
Instrument	94251

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,500 (+2.02%)	$556,500 (+2.02%)
2025	$1,895.00 (-6.19%)	$545,500 (+9.23%)	$545,500 (+9.23%)
2024	$2,020.00 (-21.98%)
2023		$499,400 Land $168,000 Building $331,400	$499,400 Land $168,000 Building $331,400
2022	$2,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Anthem Broadband, Verizon.

Nearby Properties on E Mackay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures