2046 E Charlotte Dr, Phoenix, AZ 85024 Property Records

Maricopa County property record for 2046 E Charlotte Dr, Phoenix, AZ 85024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,577 sqft · built 2020
Lot Size	0.132 acres (5,765 sqft)
Owner	Company Name on File
Last Sale	$793,500 (Jan 2022)
Tax Bill	$3,561 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`212-15-667`

Property Details

APN / Parcel Number

Primary APN	`212-15-667`
Alternative APN	`212156678`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,577 sqft Living Area
Gross Area	2,727 sqft
1st Floor Area	1,192 sqft
2nd Floor Area	1,385 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,765 sqft (0.132 acres)
Parking Spaces	3 Parking Spaces
Pool Area	428 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2046 E CHARLOTTE DR
City	PHOENIX
State	AZ
Zip	85024-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	HILLSTONE SOUTH PARCEL 1 MCR 1404-31
Legal Range	3E
Legal Township	4N
Legal Section	10
Legal Subdivision	HILLSTONE SOUTH PARCEL 1
Legal Lot Number	168
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1000
Census Tract	612402

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20235 N CAVE CREEK RD, 104, PHOENIX, AZ 85024-4455
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL CORPORATION
Jan 31, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ARMED FORCES BANK NA
Sep 30, 2021	Warranty Deed, Transfer TITLE ALLIANCE PLATINUM AGENCY L, TITLE ALLIANCE PLATINUM AGCY
Jun 24, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	202292071
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 17, 2026
Property Address	2046 E CHARLOTTE DR, PHOENIX, AZ 85024-5310
Document Number	0000428092
Instrument Date	Jul 15, 2026
Instrument	2026428092
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 E CHARLOTTE DR, PHOENIX, AZ 85024-5310

Mortgage

Document Number	0000428093,
Date	Jul 17, 2026
Instrument	2026428093

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2022
Property Address	2046 E CHARLOTTE DR, PHOENIX, AZ 85024-5310
Document Number	0000092071
Map Reference	MB 1404 PG 31
Instrument Date	Jan 27, 2022
Instrument	20220092071
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	TITLE ALLIANCE PLATINUM AGENCY L, TITLE ALLIANCE PLATINUM AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 N ORANGE ST, WILMINGTON, DE 19801-1120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20235 N CAVE CREEK RD STE 104, 104, PHOENIX, AZ 85024-4455

Mortgage

Document Number	0000092072
Date	Jan 31, 2022
Instrument	20220092072

Lender

Name	ARMED FORCES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 30, 2021
Property Address	2046 E CHARLOTTE DR, PHOENIX, AZ 85024-5310
Document Number	0001057807
Map Reference	MB 1404 PG 31
Instrument Date	Sep 27, 2021
Instrument	20211057807
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	TITLE ALLIANCE PLATINUM AGENCY L, TITLE ALLIANCE PLATINUM AGCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21387 NOLAN CT, BEND, OR 97701-7293

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 E CHARLOTTE DR, PHOENIX, AZ 85024-5310

June 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 24, 2020
Property Address	2046 E CHARLOTTE DR, PHOENIX, AZ 85024-5310
Document Number	0000555400
Map Reference	MB 1404 PG 31
Instrument Date	Jun 17, 2020
Instrument	20200555400
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20410 N 19TH AVE # AVE100, 20410, PHOENIX, AZ 85027-3595

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2046 E CHARLOTTE DR, PHOENIX, AZ 85024-5310

Mortgage

Document Number	0000555401
Date	Jun 24, 2020
Instrument	20200555401

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,830 (+94.65%)	$678,300 (+0.83%) Land $135,600 Building $542,700
2025	$3,561.00 (+23.95%)	$34,848 (-45.76%)	$672,700 (+4.7%) Land $134,500 Building $538,200
2024		$64,250	$642,500 Land $128,500 Building $514,000
2023	$2,873.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 45% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Lumen Technologies DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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