2046 Cohasset Ct, Frederick, MD 21702 Property Records

Frederick County property record for 2046 Cohasset Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,280 sqft · built 2017
Lot Size	0.191 acres (8,358 sqft)
Owner	Individual Name on Record
Last Sale	$399,556 (Nov 2017)
Tax Bill	$7,237 (2023)
Deeds & Mortgages	Aug 2026 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-593342`

Property Details

APN / Parcel Number

Primary APN	`02-593342`
Alternative APN	`593342`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft Total Area

Exterior

Year Built	Built 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,358 sqft (0.191 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Deck Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	593342
Street Address	2046 COHASSET CT
City	FREDERICK
State	MD
Zip	21702-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 PHASE 1 PLAT 8,358 SQ FT MILLIE'S DELIGHT
Legal Subdivision	MILLIES DELIGHTPH 1PLAT 2
Legal Phase	1
Legal Lot Number	10
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2000
Census Tract	751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2046 COHASSET CT, FREDERICK, MD 21702-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION
May 6, 2020	Deed of Trust, Mortgage PENNYMAC
Nov 22, 2017	Deed, Transfer · Stand-Alone First Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 27, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	0012147509
Deed Book / Page	12147 / 509
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Aug 28, 2026
Property Address	2046 COHASSET CT, FREDERICK, MD 21702-9501
Document Number	1802000484
Book / Page	18026 / 484
Instrument Date	Aug 24, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2046 COHASSET CT, FREDERICK, MD 21702-9501

Mortgage

Document Number	1802000484,
Date	Aug 28, 2026
Book Page	18026/484

Lender

Name	CHARTWAY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2046 COHASSET CT, FREDERICK, MD 21702-9501
Document Number	0138440180
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2046 COHASSET CT FREDERICK MD 217029501, FREDERICK, MD 21702-9501

Mortgage

Document Number	0138440180
Date	Jun 25, 2020
Book Page	013844/000180

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 22, 2017
Property Address	2046 COHASSET CT, FREDERICK, MD 21702-9501
Document Number	0121470509
Book / Page	12147 / 0509
Map Reference	MB97 PG113&114
Instrument Date	Nov 14, 2017
Instrument	12147-0509
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 COHASSET CT, FREDERICK, MD 21702-9501
Investor	Possibly a Property Investor

Mortgage

Document Number	121470516
Date	Nov 22, 2017
Instrument	12147-0516

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 27, 2017
Property Address	2046 COHASSET CT, FREDERICK, MD 21702-9501
Document Number	0117880476
Book / Page	011788 / 000476
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	Nov 4, 2017

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	227 GRANITE RUN DR #10 LANCASTER PA 176016813, 10, LANCASTER, PA 17601-6813
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,237.00	$397,700	$430,900 Land $90,800 Building $340,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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