2046 Arlene Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2046 Arlene Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,164 sqft · built 1962
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Jul 2014)
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014.020.03002057`

Property Details

APN / Parcel Number

Primary APN	`014.020.03002057`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,164 sqft Living Area
Gross Area	4,917 sqft
1st Floor Area	3,164 sqft
Basement Area	1,312 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Pool Area	1,342 sqft
Porch	Open Frame Porch
Porch Area	256 sqft
Patio Area	1,126 sqft
Gazebo	Gazebo
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2046 ARLENE DR
City	ARNOLD
State	MO
Zip	63010-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	SCHERRERS PT LOTS 13 & 14
Legal Range	6E
Legal Township	43N
Legal Section	20
Legal Subdivision	SCHERRERS
Legal Block	1
Legal Lot Number	13,14
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1014
Census Tract	700118

Owner

Source: Jefferson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2046 ARLENE DR, ARNOLD, MO 63010-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2014 · Amount on Record
Deed Sale	Jul 8, 2014 · Amount on Record
Prior Sale	Jan 3, 2013
Deed Document Number	201419876
Prior Transfer Date	Apr 17, 2012
Prior Transfer Doc	0000015371
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2046 ARLENE DR, ARNOLD, MO 63010-1214
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 ARLENE DR, ARNOLD, MO 63010-1214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007834
Date	Mar 25, 2026
Instrument	2026R-007834

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2066

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2046 ARLENE DR, ARNOLD, MO 63010-1214
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 ARLENE DR, ARNOLD, MO 63010-1214

Mortgage

Document Number	0000031100
Date	Sep 22, 2022
Instrument	2022R-031100

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2062

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,100 (-) Land $2,500 Building $26,600	$153,000 (-) Land $13,200 Building $139,800
2025	$1,971.00 (+9.26%)	$29,100 (+12.79%) Land $2,500 Building $26,600	$153,000 (-) Land $13,200 Building $139,800
2024	$1,804.00 (+0.56%)		$153,000 (+12.83%) Land $13,200 Building $139,800
2023	$1,794.00	$25,800 Land $2,500 Building $23,300	$135,600 Land $13,200 Building $122,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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