2046 4th Ave, Cincinnati, OH 45224 Property Records

Hamilton County property record for 2046 4th Ave, Cincinnati, OH 45224

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,000 sqft · built 1936
Lot Size	0.059 acres (2,570 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Jan 2024)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`590-0350-0423-00`

Property Details

APN / Parcel Number

Primary APN	`590-0350-0423-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,000 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	1,000 sqft
2nd Floor Area	1,000 sqft
Basement Area	1,000 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	2,570 sqft (0.059 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2046 4TH AVE
City	CINCINNATI
State	OH
Zip	45224-1881
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	FOURTH AVE 25 X 100 LOT 8 C M STEELE SUB SQ L
Legal Subdivision	C M STEELE SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1010
Census Tract	21900

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2046 4TH AVE, CINCINNATI, OH 45224-1881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CINFED CU
Jan 24, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 29, 2021	Warranty Deed, Construction Loan · Construction Mortgage LENDINGONE LLC
Mar 7, 2019	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Jan 25, 2018	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	20245115
Deed Book / Page	15088 / 356
Prior Transfer Date	Apr 30, 2008
Prior Transfer Doc	0000000188
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2046 4TH AVE, CINCINNATI, OH 45224-1881
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101228
Date	Oct 27, 2022
Book Page	14782/912
Instrument	2022-0101228

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	12%
Index	1-Year T-Bill
Max Rate	12%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 24, 2024
Property Address	2046 4TH AVE, CINCINNATI, OH 45224-1881
Document Number	0000005115
Book / Page	15088 / 356
Map Reference	MB 2 PG 3
Instrument Date	Jan 19, 2024
Instrument	2024-0005115
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 4TH AVE, CINCINNATI, OH 45224-1881

Mortgage

Document Number	0000005116
Date	Jan 24, 2024
Instrument	2024-0005116

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 29, 2021
Property Address	2046 4TH AVE, CINCINNATI, OH 45224-1881
Document Number	0000142989
Book / Page	14552 / 4121
Map Reference	MB 8 PG 3
Instrument Date	Nov 23, 2021
Instrument	2021-0142989
Transaction Type	Construction Loan
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR # 100, 100, LAS VEGAS, NV 89121-2257

Mortgage

Document Number	0000142990
Date	Nov 29, 2021
Instrument	2021-0142990

Lender

Name	LENDINGONE LLC
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2022

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 7, 2019
Property Address	2046 4TH AVE, CINCINNATI, OH 45224-1881
Document Number	0000016830
Book / Page	013869 / 000042
Instrument Date	Feb 24, 2019
Instrument	16830
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 62779 CINCINNATI OH 452620779, CINCINNATI, OH 45262-0779

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 25, 2018
Property Address	2046 4TH AVE, CINCINNATI, OH 45224-1881
Document Number	0000006989
Book / Page	013591 / 000033
Instrument Date	Jan 11, 2018
Instrument	6989
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2046 4TH AVE CINCINNATI OH 452241881, CINCINNATI, OH 45224-1881

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	North College Hill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,811.00 (-1.4%)	$49,484 (+%) Land $1,313 Building $48,171	$141,380 (-) Land $3,750 Building $137,630
2024	$2,851.00 (+7.38%)	$49,482 (-) Land $1,312 Building $48,170
2023	$2,655.00 (+39.22%)	$49,482 (+91.04%) Land $1,312 Building $48,170	$141,380 (+91.05%) Land $3,750 Building $137,630
2022	$1,907.00	$25,901 Land $1,341 Building $24,560
2020			$74,000 Land $3,830 Building $70,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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