Santa Cruz County property record for 2045B 40th Ave, #A, Capitola, CA 95010
| Property Type | Commercial Office |
|---|---|
| Details | 13,500 sqft · built 1989 |
| Lot Size | 0.872 acres (37,984 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,220,000 (May 2026) |
| Tax Bill | $53,524 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2025 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-512-01 |
| Primary APN | 034-512-01 |
|---|---|
| Alternative APN |
|
| Building Area | 13,500 sqft Gross Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Wood Shingle |
| Lot Area | 37,984 sqft (0.872 acres) |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2045 40TH AVE, A |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2549 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Subdivision | PM48 6 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 121702 |
Source: Santa Cruz County records · APN 034-512-01
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 21 CASA WAY, SCOTTS VALLEY, CA 95066-3212 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 29, 2026 | Grant Deed, Transfer · Conventional Mortgage EAST COAST COMMUNITY BANK |
| Dec 01, 2025 | Intrafamily Transfer, Transfer |
| Aug 20, 2025 | Intrafamily Transfer, Transfer |
| Aug 20, 2025 | Intrafamily Transfer, Transfer |
| Dec 12, 2022 | Intrafamily Transfer, Transfer |
| Jan 20, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 20, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 02, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2015 · Amount on Record |
| Deed Document Number | 202612093 |
| Prior Transfer Date | May 12, 2024 |
| Prior Transfer Doc | 0000014745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 29, 2026 |
| Property Address | 2045 40TH AVE, CAPITOLA, CA 95010-2549 |
| Document Number | 0000012093 |
| Instrument Date | May 24, 2026 |
| Instrument | 202612093 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $135,542.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Document Number | 0000012094, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202612094 |
| Name | EAST COAST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 01, 2025 |
| Property Address | 2045B 40TH AVE # A, A, CAPITOLA, CA 95010-2535 |
| Document Number | 0000025641 |
| Map Reference | MB 48 PG 6 |
| Instrument Date | Nov 27, 2025 |
| Instrument | 2025-0025641 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 11 MEYER DR, SANTA CRUZ, CA 95060-1011 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 20, 2025 |
| Property Address | 2045B 40TH AVE # A, A, CAPITOLA, CA 95010-2535 |
| Document Number | 0000017472 |
| Map Reference | MB 48 PG 6 |
| Instrument Date | Aug 13, 2025 |
| Instrument | 2025-0017472 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 20, 2025 |
| Property Address | 2045B 40TH AVE # A, A, CAPITOLA, CA 95010-2535 |
| Document Number | 0000017499 |
| Map Reference | MB 48 PG 6 |
| Instrument Date | Aug 13, 2025 |
| Instrument | 2025-0017499 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2045 40TH AVE STE A, A, CAPITOLA, CA 95010-2549 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 12, 2022 |
| Property Address | 2045B 40TH AVE # A, A, CAPITOLA, CA 95010-2535 |
| Document Number | 0000032773 |
| Map Reference | MB 48 PG 6 |
| Instrument Date | Jan 01, 2021 |
| Instrument | 2022-0032773 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 CASA WAY, SCOTTS VALLEY, CA 95066-3212 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 20, 2021 |
| Property Address | 2045 40TH AVE STE A, A, CAPITOLA, CA 95010-2549 |
| Document Number | 0000003175 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 3175 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2045 40TH AVE OAKLAND CA 94601, OAKLAND, CA 94601 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 20, 2021 |
| Property Address | 2045 40TH AVE STE A, A, CAPITOLA, CA 95010-2549 |
| Document Number | 0000003126 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 3126 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 116 KELLY WAY SCOTTS VALLEY CA 950664561, SCOTTS VALLEY, CA 95066-4561 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 02, 2018 |
| Property Address | 2045 40TH AVE STE A, A, CAPITOLA, CA 95010-2549 |
| Document Number | 0000029964 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 29964 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 116 KELLY WAY SCOTTS VALLEY CA 950664561, SCOTTS VALLEY, CA 95066-4561 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,641,318 (+2%) Land $2,405,529 Building $2,235,789 | |
| 2025 | $53,524.00 (+9.35%) | $4,550,306 (+4.04%) Land $2,358,357 Building $2,191,949 |
| 2023 | $48,948.00 (+0.38%) | $4,373,616 Land $2,266,782 Building $2,106,834 |
| 2022 | $48,763.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, California Internet, Cruzio Internet, Surfnet Communications.
Based on FCC filings for 484 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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