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20456 Estero Crossing Blvd, Estero, FL 33928 Property Records

Lee County property record for 20456 Estero Crossing Blvd, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.151 acres (6,574 sqft)
Owner2 Individual Names on Record
Last Sale$934,200 (Aug 2024)
Tax Bill$13,010 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jan 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-08000.2590

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-08000.2590
Alternative APNs
  • 263046E3080002590
  • 10620281

Interior

Bedrooms5 Beds
Full Baths7 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area6,574 sqft (0.151 acres)

Location & Zoning

Account Number10620281
Street Address20456 ESTERO CROSSING BLVD
CityESTERO
StateFL
Zip33928-4073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE TWO LOT 259 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number259
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20456 ESTERO CROSSING BLVD, ESTERO, FL 33928-4073
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Jan 28, 2026Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Aug 23, 2024Special Warranty Deed, Subdivision Related Transfer
NOVA TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2024 · Amount on Record
Deed SaleAug 23, 2024 · Amount on Record
Deed Document Number2024237077
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20456 ESTERO CROSSING BLVD, ESTERO, FL 33928-4073
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20456 ESTERO CROSSING BLVD, ESTERO, FL 33928-4073

Mortgage

Document Number0000027221
DateFeb 3, 2026
Instrument2026000027221
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 18, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20456 ESTERO CROSSING BLVD, ESTERO, FL 33928-4073
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20456 ESTERO CROSSING BLVD, ESTERO, FL 33928-4073

Mortgage

Document Number0000022153
DateJan 28, 2026
Instrument2026000022153
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 16, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateAug 23, 2024
Property Address20456 ESTERO CROSSING BLVD, ESTERO, FL 33928-4073
Document Number0000237077
Map ReferenceDOC 2023000122423
Instrument DateAug 22, 2024
Instrument2024000237077
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$6,539.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20456 ESTERO CROSSING BLVD, ESTERO, FL 33928-4073

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$758,803 (-7.51%) Land $74,742 Building $684,061$758,803 (-7.51%) Land $74,742 Building $684,061
2025$13,010.00$820,444 Land $79,135 Building $741,309$820,444 Land $79,135 Building $741,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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