20455 Sugar Gum Rd, Riverside, CA 92508 Property Records

Riverside County property record for 20455 Sugar Gum Rd, Riverside, CA 92508

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,200 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Oct 2019)
Tax Bill	$6,194 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Second Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`294-314-003`

Property Details

APN / Parcel Number

Primary APN	`294-314-003`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	20455 SUGAR GUM RD
City	RIVERSIDE
State	CA
Zip	92508-3083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 55 MB 201/099 TR 21834-3
Legal Subdivision	TRACT 21834 3
Legal Tract	21834-3
Legal Lot Number	55
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1002
Census Tract	42016

Owner

20455 Sugar Gum Rd is owned and occupied by an individual who acquired it in October 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20455 SUGAR GUM RD, RIVERSIDE, CA 92508-3083
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Oct 25, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Oct 8, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	Jul 27, 2016 · Amount on File
Deed Document Number	2019404478
Last Transfer Date	Oct 18, 2023
Transfer Doc	0000315497
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20455 SUGAR GUM RD, RIVERSIDE, CA 92508-3083
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20455 SUGAR GUM RD, RIVERSIDE, CA 92508-3083

Mortgage

Document Number	0000088199
Date	Mar 24, 2026
Instrument	2026-0088199

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 25, 2023
Property Address	20455 SUGAR GUM RD, RIVERSIDE, CA 92508-3083
Document Number	0000315497
Map Reference	MB 201 PG 99-103
Instrument Date	Oct 18, 2023
Instrument	2023-0315497
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20455 SUGAR GUM RD, RIVERSIDE, CA 92508-3083

Mortgage

Document Number	0000315498
Date	Oct 25, 2023
Instrument	2023-0315498

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 23, 2038

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20455 SUGAR GUM RD, RIVERSIDE, CA 92508-3083
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20455 SUGAR GUM RD, RIVERSIDE, CA 92508-3083

Mortgage

Document Number	0000203590
Date	Apr 29, 2022
Instrument	2022-0203590

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20455 SUGAR GUM RD, RIVERSIDE, CA 92508-3083
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20455 SUGAR GUM RD, RIVERSIDE, CA 92508-3083

Mortgage

Document Number	0000664526
Date	Dec 29, 2020
Instrument	2020-0664526

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 8, 2019
Property Address	20455 SUGAR GUM RD, RIVERSIDE, CA 92508-3083
Document Number	0000404478
Map Reference	MB 201 PG 99-103
Instrument Date	Sep 20, 2019
Instrument	2019-0404478
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMER TTL CO LOS ANGELE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,111.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20455 SUGAR GUM RD, RIVERSIDE, CA 92508-3083

Mortgage

Document Number	0000404479
Date	Oct 8, 2019
Instrument	2019-0404479

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 20455 Sugar Gum Rd was $6,194, up 3.4% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,331 (+2%) Land $111,550 Building $451,781
2025	$6,194.00 (+3.39%)	$552,286 Land $109,363 Building $442,923
2024	$5,991.00 (+0.44%)
2023	$5,965.00 (+1.88%)	$530,842 Land $105,117 Building $425,725
2022	$5,855.00
2021			$554,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20455 Sugar Gum Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20455 Sugar Gum Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN MWD serves 87,955 people · EPA ID CA3310049
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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