20455 3rd St, Hilmar, CA 95324 Property Records

Merced County property record for 20455 3rd St, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,399 sqft · built 1984
Lot Size	0.189 acres (8,252 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Feb 2022)
Tax Bill	$4,553 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015-110-064-000`

Property Details

APN / Parcel Number

Primary APN	`015-110-064-000`
Alternative APN	`015-110-064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,399 sqft Living Area
Gross Area	1,971 sqft
1st Floor Area	1,399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Other
Lot Area	8,252 sqft (0.189 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	220 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-110-064
Street Address	20455 3RD ST
City	HILMAR
State	CA
Zip	95324-9363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CYPRESS HTS #4 UNIT #2 LOT 16
Legal Subdivision	CYPRESS HEIGHTS 04
Legal Lot Number	16
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2007
Census Tract	404

Owner

Source: Merced County records, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20455 3RD ST, HILMAR, CA 95324-9363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 14, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Feb 14, 2022	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Sep 25, 2018	Grant Deed, Transfer · Conventional Mortgage LAND HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	20226645
Prior Transfer Date	Feb 7, 2022
Prior Transfer Doc	0000006646
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	20455 3RD ST, HILMAR, CA 95324-9363
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20455 THIRD ST, HILMAR, CA 95324-9363

Mortgage

Document Number	0000001796
Date	Jan 27, 2023
Instrument	2023001796

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	20455 3RD ST, HILMAR, CA 95324-9363
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20455 THIRD ST, HILMAR, CA 95324-9363

Mortgage

Document Number	0000024234
Date	Jun 27, 2022
Instrument	2022024234

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Feb 14, 2022
Property Address	20455 3RD ST, HILMAR, CA 95324-9363
Document Number	0000006646
Map Reference	MB 27 PG 49&50
Instrument Date	Feb 7, 2022
Instrument	2022006646
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20168 AMETHYST DR, HILMAR, CA 95324-9027

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 14, 2022
Property Address	20455 3RD ST, HILMAR, CA 95324-9363
Document Number	0000006645
Map Reference	MB 27 PG 49&50
Instrument Date	Feb 7, 2022
Instrument	2022006645
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20168 AMETHYST DR, HILMAR, CA 95324-9027

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 25, 2018
Property Address	20455 3RD ST, HILMAR, CA 95324-9363
Document Number	0000029797
Map Reference	MB 27 PG 49&50
Instrument Date	Sep 20, 2018
Instrument	2018029797
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20455 3RD ST, HILMAR, CA 95324-9363

Mortgage

Document Number	0000029798
Date	Sep 25, 2018
Instrument	2018029798

Lender

Name	LAND HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,553.00 (+1.67%) Homeowner's exemption	$424,482 (+4.04%) Land $90,202 Building $334,280
2024	$4,478.00 (+2.9%)
2023	$4,352.00 (+22.08%) Homeowner's exemption	$408,000 Land $86,700 Building $321,300
2022	$3,565.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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