Bannock County property record for 20454 S Tool Rd, Downey, ID 83234
| Property Type | Mobile Home |
|---|---|
| Details | 2,912 sqft · built 2022 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $978 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Aug 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R4433018001 |
| Primary APN | R4433018001 |
|---|---|
| Alternative APN |
|
| Building Area | 2,912 sqft Finished Area |
|---|---|
| 1st Floor Area | 5,824 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile/Manufactured |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Pole Barn | 1,536 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 20454 S TOOL RD |
|---|---|
| City | DOWNEY |
| State | ID |
| Zip | 83234-1652 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S18-T11S-R37E TR LOT 3 TAX 24 2.00 AC |
| Legal Range | 37E |
| Legal Township | 11S |
| Legal Section | 18 |
| Legal Lot Number | 3 |
| Jurisdiction | BANNOCK ID |
| Township / Civil Division | SOUTH BANNOCK |
| Census Block Group | 4 |
| Census Block | 4066 |
| Census Tract | 1900 |
20454 S Tool Rd, a mobile home, is owned and occupied by two individuals.
Source: Bannock County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1950 N 3400 W, MALAD CITY, ID 83252-6522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UTAH MORTGAGE LOAN CORP |
| Aug 10, 2022 | Intrafamily Transfer, Transfer · Construction Mortgage UTAH MORTGAGE LOAN CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANNOCK ID |
| Property Address | 20454 S TOOL RD, DOWNEY, ID 83234-1652 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 1950 N 3400 W, MALAD CITY, ID 83252-6522 |
| Document Number | 0022300411 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 22300411 |
| Name | UTAH MORTGAGE LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BANNOCK ID |
| Recording Date | Aug 10, 2022 |
| Property Address | 20454 S TOOL RD, DOWNEY, ID 83234-1652 |
| Document Number | 0022213342 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 22213342 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ALLIANCE TTL POCATELLO OFFIC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20454 S TOOL RD, DOWNEY, ID 83234-1652 |
| Document Number | 0022213345 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 22213345 |
| Name | UTAH MORTGAGE LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Mar 1, 2023 |
| Document Number | 0022213343 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 22213343 |
| Name | UTAH MORTGAGE LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84107 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Mar 1, 2023 |
The 2025 property tax bill for 20454 S Tool Rd was $978 with a homeowner's exemption.
Source: Bannock County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Bannock County |
| Unified School District | Marsh Valley Joint School District 21 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978.00 Homeowner's exemption | $506,199 Land $62,775 Building $443,424 | $506,199 Land $62,775 Building $443,424 |
| 2023 | $242.00 Homeowner's exemption | $56,923 Land $44,093 Building $12,830 | $56,923 Land $44,093 Building $12,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20454 S Tool Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20454 S Tool Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · lower than 68% of Idaho |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Fybercom Fixed Wireless | 120 / 100 |
| AlwaysOn Internet Fixed Wireless | 100 / 10 |
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