20454 S Tool Rd, Downey, ID 83234 Property Records

Bannock County property record for 20454 S Tool Rd, Downey, ID 83234

Property Summary

Property TypeMobile Home
Details2,912 sqft · built 2022
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Tax Bill$978 (2025)
Deeds & MortgagesJan 2023 Mortgage
Aug 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APNR4433018001

Property Details

APN / Parcel Number

Primary APNR4433018001
Alternative APN
  • RPR4433018001

Interior

Building Area2,912 sqft Finished Area
1st Floor Area5,824 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleMobile/Manufactured
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Pole Barn1,536 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address20454 S TOOL RD
CityDOWNEY
StateID
Zip83234-1652
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionS18-T11S-R37E TR LOT 3 TAX 24 2.00 AC
Legal Range37E
Legal Township11S
Legal Section18
Legal Lot Number3
JurisdictionBANNOCK ID
Township / Civil DivisionSOUTH BANNOCK
Census Block Group4
Census Block4066
Census Tract1900

Owner

20454 S Tool Rd, a mobile home, is owned and occupied by two individuals.

Source: Bannock County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address1950 N 3400 W, MALAD CITY, ID 83252-6522
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
UTAH MORTGAGE LOAN CORP
Aug 10, 2022Intrafamily Transfer, Transfer · Construction Mortgage
UTAH MORTGAGE LOAN CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANNOCK ID
Property Address20454 S TOOL RD, DOWNEY, ID 83234-1652
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1950 N 3400 W, MALAD CITY, ID 83252-6522

Mortgage

Document Number0022300411
DateJan 12, 2023
Instrument22300411
Lender
NameUTAH MORTGAGE LOAN CORP
TypeMortgage Company
AddressSALT LAKE CITY, UT 84107
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBANNOCK ID
Recording DateAug 10, 2022
Property Address20454 S TOOL RD, DOWNEY, ID 83234-1652
Document Number0022213342
Instrument DateAug 9, 2022
Instrument22213342
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyALLIANCE TTL POCATELLO OFFIC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20454 S TOOL RD, DOWNEY, ID 83234-1652

Mortgage

Document Number0022213345
DateAug 10, 2022
Instrument22213345
Lender
NameUTAH MORTGAGE LOAN CORP
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term7 Months
DueMar 1, 2023

Mortgage

Document Number0022213343
DateAug 10, 2022
Instrument22213343
Lender
NameUTAH MORTGAGE LOAN CORP
TypeMortgage Company
AddressSALT LAKE CITY, UT 84107
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term7 Months
DueMar 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 20454 S Tool Rd was $978 with a homeowner's exemption.

Source: Bannock County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyBannock County
Unified School DistrictMarsh Valley Joint School District 21 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$978.00 Homeowner's exemption$506,199 Land $62,775 Building $443,424$506,199 Land $62,775 Building $443,424
2023$242.00 Homeowner's exemption$56,923 Land $44,093 Building $12,830$56,923 Land $44,093 Building $12,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20454 S Tool Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20454 S Tool Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · lower than 68% of Idaho
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Fybercom
Fixed Wireless
120 / 100
AlwaysOn Internet
Fixed Wireless
100 / 10

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