20450 Rustic View Rd SE, Monroe, WA 98272 Property Records

Snohomish County property record for 20450 Rustic View Rd SE, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,031 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,875 (Sep 2011)
Tax Bill	$5,121 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0088-000-311-00`

Property Details

APN / Parcel Number

Primary APN	`0088-000-311-00`
Alternative APNs	`010088-000-311-00` `4347295`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,031 sqft Living Area
Gross Area	3,618 sqft
1st Floor Area	1,222 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	4347295
Street Address	20450 RUSTIC VIEW RD SE
City	MONROE
State	WA
Zip	98272-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SECTION 31 TOWNSHIP 28 RANGE 07 QUARTER SE THE FARM AT WOODS CREEK NO. 4 BLK 000 D-00 - LOT 311
Legal Range	07
Legal Township	28
Legal Section	31
Legal Subdivision	THE FARM AT WOODS CREEK NO. 4
Legal Block	000 D
Legal Lot Number	311
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3007
Census Tract	52203

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20450 RUSTIC VIEW RD SE, MONROE, WA 98272-7633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Apr 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Mar 21, 2017	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2011 · Amount on Record
Deed Sale	Sep 16, 2011 · Amount on Record
Prior Sale	Apr 11, 2011 · Amount on Record
Deed Document Number	2011412
Prior Transfer Date	Apr 5, 2011
Prior Transfer Doc	0000000304
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	20450 RUSTIC VIEW RD SE, MONROE, WA 98272-7633
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20450 RUSTIC VIEW RD SE, MONROE, WA 98272-7633

Mortgage

Document Number	0000000030
Date	Jan 27, 2026
Instrument	202601270030

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	20450 RUSTIC VIEW RD SE, MONROE, WA 98272-7633
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20450 RUSTIC VIEW RD SE, MONROE, WA 98272-7633

Mortgage

Document Number	0000000239
Date	Apr 14, 2023
Instrument	202304140239

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	20450 RUSTIC VIEW RD SE, MONROE, WA 98272-7633
Document Number	0000000665
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20450 RUSTIC VIEW RD SE MONROE WA 982727633, MONROE, WA 98272-7633

Mortgage

Document Number	0000000665
Date	Mar 30, 2017
Instrument	201703300665

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 29, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Monroe City
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,121.00 (-4.6%)	$653,300 (-9.21%) Land $349,000 Building $304,300	$653,300 (-9.21%) Land $349,000 Building $304,300
2023	$5,368.00	$719,600 Land $326,000 Building $393,600	$719,600 Land $326,000 Building $393,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims Severe Storms, High Wind, And Flooding, Nov 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WATER SYSTEM serves 23,467 people · EPA ID WA5355820
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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