2045 Winners Cir, Cantonment, FL 32533 Property Records

Escambia County property record for 2045 Winners Cir, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,955 sqft · built 1998
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (May 2022)
Tax Bill	$3,419 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`27-1N-31-0350-027-002`

Property Details

APN / Parcel Number

Primary APN	`27-1N-31-0350-027-002`
Alternative APN	`114299652`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,955 sqft Adjusted Area
1st Floor Area	1,706 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,845 sqft (0.226 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	16 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	114299652
Old Parcel Number	114299652
Street Address	2045 WINNERS CIR
City	CANTONMENT
State	FL
Zip	32533-5731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 27 BLK B CHURCHILL UNIT 2 PB 15 P 76/76A OR 8797 P 1386
Legal Range	31W
Legal Township	01N
Legal Section	27
Legal Subdivision	CHURCHILL UNIT 2
Legal Block	B
Legal Lot Number	27
Legal Unit	2
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	1
Census Block	1022
Census Tract	3700

Owner

2045 Winners Cir is owned and occupied by two individuals who bought it in May 2022.

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2045 WINNERS CIR, CANTONMENT, FL 32533-5731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · VA Mortgage CENTENNIAL BANK
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 26, 2018	Warranty Deed, Transfer · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO IN
Mar 27, 2018	Grant Deed, Transfer TITLE 365
Dec 7, 2017	Trustee's Deed, Foreclosure
Mar 20, 2017	Loan Modification, Mortgage · Conventional Mortgage SPECIALIZED LN SERVICING
Feb 28, 2017	Loan Modification, Mortgage · Conventional Mortgage SPECIALIZED LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Prior Sale	Mar 27, 2018 · Amount on File
Deed Document Number	0087971386
Deed Book / Page	7939 / 0954
Prior Transfer Date	Jul 26, 2018
Prior Transfer Doc	2018058883
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	2045 WINNERS CIR, CANTONMENT, FL 32533-5731
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 NORTHTREE PL, VIRGINIA BEACH, VA 23453-4709

Mortgage

Document Number	0087971388
Date	Jun 6, 2022
Book Page	8797/1388
Instrument	2022057224

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	2045 WINNERS CIR, CANTONMENT, FL 32533-5731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 WINNERS CIR, CANTONMENT, FL 32533-5731

Mortgage

Document Number	0084361390
Date	Jan 4, 2021
Book Page	8436/1390
Instrument	2021000150

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 26, 2018
Property Address	2045 WINNERS CIR, CANTONMENT, FL 32533-5731
Document Number	0079390954
Book / Page	7939 / 0954
Instrument Date	Jul 12, 2018
Instrument	2018058883
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	SURETY LAND TITLE OF FLORI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3249 COPPER RIDGE CIR, 3249, CANTONMENT, FL 32533-6509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 WINNERS CIR, CANTONMENT, FL 32533-5731

Mortgage

Document Number	2018058884
Date	Jul 26, 2018
Instrument	2018058884

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO IN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 27, 2018
Property Address	2045 WINNERS CIR, CANTONMENT, FL 32533-5731
Document Number	0078751807
Book / Page	007875 / 001807
Instrument Date	Mar 1, 2018
Instrument	23929
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$830.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3249 COPPER RIDGE CIR CANTONMENT FL 325336509, CANTONMENT, FL 32533-6509

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Dec 7, 2017
Property Address	2045 WINNERS CIR, CANTONMENT, FL 32533-5731
Document Number	0078191652
Book / Page	007819 / 001652
Instrument Date	Oct 31, 2017
Instrument	95070
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 WINNERS CIR CANTONMENT FL 325335731, CANTONMENT, FL 32533-5731

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESCAMBIA FL
Property Address	2045 WINNERS CIR, CANTONMENT, FL 32533-5731
Document Number	0076821009
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Apr 10, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 CHADWICK ST MILTON FL 325712008, MILTON, FL 32571-2008

Mortgage

Document Number	0076821009
Date	Mar 20, 2017
Book Page	007682/001009
Instrument	19952

Lender

Name	SPECIALIZED LN SERVICING
Type	Funding / Finance Company
Address	HIGHLANDS RANCH, CO 80129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Mar 19, 2030

Interest

Rate Type	Fixed Rate
Rate	4.25%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESCAMBIA FL
Property Address	2045 WINNERS CIR, CANTONMENT, FL 32533-5731
Document Number	0076720701
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 CHADWICK ST MILTON FL 325712008, MILTON, FL 32571-2008

Mortgage

Document Number	0076720701
Date	Feb 28, 2017
Book Page	007672/000701
Instrument	14157

Lender

Name	SPECIALIZED LN SERVICING
Type	Funding / Finance Company
Address	HIGHLANDS RANCH, CO 80129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Feb 27, 2030

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,937	$255,937 Land $40,000 Building $215,937
2024	$3,419.00 (+2.03%)
2023	$3,351.00 (+120.17%)	$243,235 (+68.37%)	$243,235 (+19.13%) Land $40,000 Building $203,235
2022	$1,522.00 Homeowner's exemption	$144,463	$204,172 Land $30,000 Building $174,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2045 Winners Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2004–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 Winners Cir is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Winners Cir

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