2045 Willow St, Dearborn, MI 48124 Property Records

Wayne County property record for 2045 Willow St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1957
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2022)
Tax Bill	$5,877 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-352-04-006`

Property Details

APN / Parcel Number

Primary APN	`82-09-352-04-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2045 WILLOW ST
City	DEARBORN
State	MI
Zip	48124-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 52 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF STEVENS SUB
Legal Subdivision	STEVENS
Legal Lot Number	52
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1002
Census Tract	575500

Owner

Source: Wayne County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1635 SALINA ST, DEARBORN, MI 48120-1605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 22, 2020	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Document Number	2022260190
Deed Book / Page	57796 / 1257
Prior Transfer Date	Aug 10, 2022
Prior Transfer Doc	0577961257
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2045 WILLOW ST, DEARBORN, MI 48124-4356
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 WILLOW ST, DEARBORN, MI 48124-4356

Mortgage

Document Number	0567980066
Date	Jun 14, 2021
Book Page	56798/66
Instrument	2021249903

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 11, 2022
Property Address	2045 WILLOW ST, DEARBORN, MI 48124-4356
Document Number	0577961257
Book / Page	57796 / 1257
Map Reference	LB 42 PG 37
Instrument Date	Aug 10, 2022
Instrument	2022260190
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	VENTURE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23756 MICHIGAN AVE, DEARBORN, MI 48124-1853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 SAUNA STREET, DEARBORN, MI 48120

Mortgage

Document Number	0577961258
Date	Aug 11, 2022
Book Page	57796/1258
Instrument	2022260191

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2045 WILLOW ST, DEARBORN, MI 48124-4356
Document Number	0556041200
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7335 TERNES ST DEARBORN MI 481261317, DEARBORN, MI 48126-1317

Mortgage

Document Number	0556041200
Date	Feb 26, 2020
Book Page	055604/001200
Instrument	49085

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2030

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 22, 2020
Property Address	2045 WILLOW ST, DEARBORN, MI 48124-4356
Document Number	0558010423
Book / Page	055801 / 000423
Instrument Date	Feb 20, 2020
Instrument	170053
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7335 TERNES ST DEARBORN MI 481261317, DEARBORN, MI 48126-1317

Mortgage

Document Number	556041200
Date	May 22, 2020
Book Page	055604/001200
Instrument	49085

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	May 21, 2030

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,877.00 (+95.31%) Homeowner's exemption	$110,300 (+2.7%)	$220,600 (+2.7%)
2023		$107,400	$214,800
2019	$3,009.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.Net Fiber	6,000 / 6,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile USA, Verizon.

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