2045 White Alder Ln, Vista, CA 92084 Property Records

San Diego County property record for 2045 White Alder Ln, Vista, CA 92084

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,022 sqft · built 2016
Lot Size	8.5 acres (370,553 sqft)
Owner	Company Name on File
Last Sale	$575,500 (Sep 2016)
Tax Bill	$8,327 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171-240-53-27`

Property Details

APN / Parcel Number

Primary APN	`171-240-53-27`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,022 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	370,553 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2045 WHITE ALDER LN
City	VISTA
State	CA
Zip	92084-2418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-M
Legal Description	LOT 2 US 27PER DOC14-0549176&UND INT IN TR 016005
Legal Subdivision	SERRA
Legal Tract	016005
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	19210

Owner

2045 White Alder Ln, a condominium, is owned by a company that acquired it in August 2017.

Source: San Diego County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	301 CASSIDY ST, 4, OCEANSIDE, CA 92054-5476
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Apr 22, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Aug 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2016 · Amount on File
Deed Sale	Sep 29, 2016 · Amount on File
Deed Document Number	2016522084
Last Transfer Date	Aug 28, 2017
Transfer Doc	0000395320
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2045 WHITE ALDER LN, VISTA, CA 92084-2418
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 WHITE ALDER LN, VISTA, CA 92084-2418

Mortgage

Document Number	0000315308
Date	Apr 23, 2021
Instrument	2021-0315308

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2045 WHITE ALDER LN, VISTA, CA 92084-2418
Document Number	0000220346
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2045 WHITE ALDER LN VISTA CA 920842418, VISTA, CA 92084-2418

Mortgage

Document Number	0000220346
Date	Apr 30, 2020
Instrument	220346

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	408 Months
Due	Apr 29, 2054

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2017
Property Address	2045 WHITE ALDER LN, VISTA, CA 92084-2418
Document Number	0000395320
Instrument Date	Aug 28, 2017
Instrument	395320
Transaction Type	Transfer
Record Updated	Sep 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2045 WHITE ALDER LN VISTA CA 920842418, VISTA, CA 92084-2418

Tax Assessment & Valuation

The 2025 property tax bill for 2045 White Alder Ln was $8,327.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$681,168 (+2%) Land $319,622 Building $361,546
2025	$8,327.00	$667,812 Land $313,355 Building $354,457
2023	$7,648.00 (+0.25%) Homeowner's exemption	$641,882 Land $301,188 Building $340,694
2022	$7,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2045 White Alder Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2045 White Alder Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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