2045 W Thomas St, Chicago, IL 60622 Property Records

Cook County property record for 2045 W Thomas St, Chicago, IL 60622

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,575 sqft · built 1898
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Apr 2018)
Tax Bill	$14,268 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-06-311-012`

Property Details

APN / Parcel Number

Primary APN	`17-06-311-012`
Alternative APN	`17-06-311-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	3,000 sqft (0.069 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2045 W THOMAS ST
City	CHICAGO
State	IL
Zip	60622-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-4
Legal Description	(SUBDIVISION) OF NH BLK8 IN SUFFERNS SUB OF SW SEC 06-39-14
Legal Range	14E
Legal Township	39N
Legal Section	06
Legal Subdivision	SUFFERNS SUB
Legal Block	8
Legal Lot Number	25
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1009
Census Tract	242300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2045 W Thomas St is owned and occupied by an individual who bought it in April 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2045 W THOMAS ST, CHICAGO, IL 60622-3627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 25, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Apr 5, 2018	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2018 · Amount on File
Deed Sale	Apr 5, 2018 · Amount on File
Prior Sale	Oct 5, 1998 · Amount on File
Deed Document Number	20188056
Prior Transfer Date	Sep 11, 1998
Prior Transfer Doc	0000000441
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2045 W THOMAS ST, CHICAGO, IL 60622-3627
Document Number	2029133501
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2045 W THOMAS ST CHICAGO IL 606223627, CHICAGO, IL 60622-3627

Mortgage

Document Number	2029133501
Date	Oct 19, 2020
Instrument	29133501

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2045 W THOMAS ST, CHICAGO, IL 60622-3627
Document Number	1921357136
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2045 W THOMAS ST CHICAGO IL 606223627, CHICAGO, IL 60622-3627

Mortgage

Document Number	1921357136
Date	Aug 1, 2019
Instrument	21357136

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 5, 2018
Property Address	2045 W THOMAS ST, CHICAGO, IL 60622-3627
Document Number	1809508056
Instrument Date	Mar 21, 2018
Instrument	9508056
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	CAMBRIDGE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2045 W THOMAS ST CHICAGO IL 606223627, CHICAGO, IL 60622-3627

Mortgage

Document Number	1809508057
Date	Apr 5, 2018
Instrument	9508057

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,000 Land $26,100 Building $54,900	$810,000 Land $261,000 Building $549,000
2023	$14,268.00 (-1.93%)
2022	$14,549.00	$70,739 Land $21,000 Building $49,739	$707,390 Land $210,000 Building $497,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2045 W Thomas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2045 W Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Zentro.

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