Clay County property record for 2045 Union Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $978 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-05-24-005927-013-01 |
| Primary APN | 02-05-24-005927-013-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Accessibility Features | Accessibility Features |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 210 ft deep x 210 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 276 sqft |
| Deck Area | 830 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2045 UNION RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF S1/4 SEC 2 AS REC OR 1192 PG 257; 2647 PG 2032 FJ & 3160 PG 2126 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 02 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30204 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2045 UNION RD, MIDDLEBURG, FL 32068-4900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 14, 2009 |
| Transfer Doc | 0031602126 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978.00 (+5.5%) Homeowner's exemption | $104,323 (+5.99%) | $294,860 (+18.15%) Land $50,000 Building $244,860 |
| 2024 | $927.00 (-23.95%) | ||
| 2023 | $1,219.00 (+14.57%) Homeowner's exemption | $98,431 (+3%) | $249,555 (+17.72%) Land $30,000 Building $219,555 |
| 2022 | $1,064.00 Homeowner's exemption | $95,565 | $211,995 Land $25,000 Building $186,995 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 27 (2008–2017) |
| Most Recent Claim | Nov 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 25 / 5 |
May also be available: Xfinity.
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