Campbell County property record for 2045 Uhl Rd, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1949 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,000 (Nov 2025) |
| Tax Bill | $1,888 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-930.00 |
| Primary APN | 999-99-19-930.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999919930.00 |
|---|---|
| Street Address | 2045 UHL RD |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 SPEIERS 75 X 200 |
| Legal Subdivision | SPEIER SUB |
| Legal Lot Number | 6 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 52900 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2045 UHL RD, COLD SPRING, KY 41076-8649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Dec 11, 2019 · Amount on Record |
| Deed Document Number | 6001958 |
| Deed Book / Page | D375 / 434 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 4, 2025 |
| Property Address | 2045 UHL RD, COLD SPRING, KY 41076-8649 |
| Document Number | 0006001958 |
| Book / Page | D375 / 434 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 6001958 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 64 FAIRVIEW DR, ALEXANDRIA, KY 41001-1103 |
| Name | Verified Name |
|---|---|
| Address | 2045 UHL RD, COLD SPRING, KY 41076-8649 |
| Document Number | 0006001962 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 6001962 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Dec 11, 2019 |
| Property Address | 2045 UHL RD, COLD SPRING, KY 41076-8649 |
| Document Number | 0005102073 |
| Book / Page | D337 / 501 |
| Map Reference | MB 91 PG 114 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 5102073 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2045 UHL RD, 2045, COLD SPRING, KY 41076-8649 |
| Name | Verified Name |
|---|---|
| Address | 2045 UHL RD, COLD SPRING, KY 41076-8649 |
| Document Number | 0005102074 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 5102074 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,888.00 (-1.31%) | $155,800 (-) Land $30,000 Building $125,800 | $155,800 (-) Land $30,000 Building $125,800 |
| 2024 | $1,913.00 (+2.35%) | $155,800 (-) Land $30,000 Building $125,800 | $155,800 (-) Land $30,000 Building $125,800 |
| 2023 | $1,869.00 (+16.38%) | $155,800 (+21.25%) Land $30,000 Building $125,800 | $155,800 (+21.25%) Land $30,000 Building $125,800 |
| 2022 | $1,606.00 | $128,500 Land $15,000 Building $113,500 | $128,500 Land $15,000 Building $113,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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