Lapeer County property record for 2045 Townline Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.726 acres (31,645 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Jun 2017) |
| Tax Bill | $1,986 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-690-008-00 |
| Primary APN | 017-690-008-00 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 31,645 sqft (0.726 acres) |
|---|
| Street Address | 2045 TOWNLINE DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-7786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNLINE SUB LOT 8. OREGON TOWNSHIP; LAPEER COUNTY, MI 48.33 & 117.93 & 130.03 X 222.95 X 100 &120.86 |
| Legal Subdivision | TOWNLINE SUB |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 334500 |
2045 Townline Dr is owned and occupied by two individuals who acquired it in August 2026.
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2045 TOWNLINE DR, LAPEER, MI 48446-7786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 26, 2026 | Quit Claim Deed, Transfer · Line of Credit ELGA CREDIT UNION |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Jan 11, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 11, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 19, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2017 · Amount on File |
| Deed Sale | Jun 19, 2017 · Amount on File |
| Prior Sale | Jul 1, 2015 · Amount on File |
| Deed Book / Page | 2900 / 275 |
| Last Transfer Date | Aug 5, 2026 |
| Transfer Doc | 3540000421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 26, 2026 |
| Property Address | 2045 TOWNLINE DR, LAPEER, MI 48446-7786 |
| Document Number | 3540000421 |
| Book / Page | 3540 / 421 |
| Instrument Date | Aug 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2045 TOWNLINE DR, LAPEER, MI 48446-7786 |
| Document Number | 3540000423, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 3540/423 |
| Name | ELGA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 27, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2045 TOWNLINE DR, LAPEER, MI 48446-7786 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 2045 TOWNLINE DR, LAPEER, MI 48446-7786 |
| Document Number | 0031850202 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 3185/202 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jan 11, 2021 |
| Property Address | 2045 TOWNLINE DR, LAPEER, MI 48446-7786 |
| Document Number | 0031630895 |
| Book / Page | 003163 / 000895 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2045 TOWNLINE DR LAPEER MI 484467786, LAPEER, MI 48446-7786 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jan 11, 2021 |
| Property Address | 2045 TOWNLINE DR, LAPEER, MI 48446-7786 |
| Document Number | 0031630896 |
| Book / Page | 003163 / 000896 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2045 TOWNLINE DR LAPEER MI 484467786, LAPEER, MI 48446-7786 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 19, 2017 |
| Property Address | 2045 TOWNLINE DR, LAPEER, MI 48446-7786 |
| Document Number | 0029000275 |
| Book / Page | 002900 / 000275 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4261 GRANGE HALL RD HOLLY MI 484421108, HOLLY, MI 48442-1108 |
| Document Number | 29000277 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 002900/000277 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2047 |
The 2025 property tax bill for 2045 Townline Dr was $1,986 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,300 | $274,600 | |
| 2025 | $1,986.00 | ||
| 2023 | $103,500 | $207,000 | |
| 2022 | $1,734.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2045 Townline Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2045 Townline Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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