2045 Timberline Dr, Naples, FL 34109 Property Records

Collier County property record for 2045 Timberline Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	2,356 sqft · built 2000
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Last Sale	$330,000 (Nov 2002)
Tax Bill	$3,020 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`403600 254A02`

Property Details

APN / Parcel Number

Primary APN	`403600 254A02`
Alternative APNs	`49705003208094150254` `49705003208`

Interior

Stories	1 Story
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Pool Area	450 sqft
Deck Area	662 sqft

Location & Zoning

Street Address	2045 TIMBERLINE DR
City	NAPLES
State	FL
Zip	34109-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HERON POINTE AT THE CROSSINGS LOT 25
Legal Range	25
Legal Township	49
Legal Section	2
Legal Subdivision	HERON POINTE AT THE CROSSINGS
Legal Tract	403600
Legal Block	2
Legal Lot Number	25
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10217

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2045 TIMBERLINE DR, NAPLES, FL 34109-7126
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust · Line of Credit THIRD FEDERAL SAVINGS AND LOANS/CLEVELAND
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Feb 18, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2002 · Amount on Record
Deed Sale	Nov 14, 2002 · Amount on Record
Prior Sale	Jan 25, 2000 · Amount on Record
Deed Book / Page	3153 / 523
Last Transfer Date	Feb 9, 2026
Transfer Doc	0065543109
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Apr 1, 2026
Property Address	2045 TIMBERLINE DR, NAPLES, FL 34109-7126
Document Number	0006804807
Book / Page	6570 / 613
Instrument Date	Mar 23, 2026
Instrument	20266804807
Record Updated	Apr 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	2045 TIMBERLINE DR, NAPLES, FL 34109-7126

Mortgage

Document Number	0006804807,
Date	Apr 1, 2026
Book Page	6570/613
Instrument	20266804807

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS/CLEVELAND

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Apr 1, 2026
Property Address	2045 TIMBERLINE DR, NAPLES, FL 34109-7126
Document Number	0065700613
Book / Page	6570 / 613
Instrument Date	Mar 23, 2026
Instrument	20266804807
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	2045 TIMBERLINE DR, NAPLES, FL 34109-7126

Mortgage

Document Number	0006804807,
Date	Apr 1, 2026
Book Page	6570/613
Instrument	20266804807

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2056

Interest

Rate	6.01%
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Feb 18, 2026
Property Address	2045 TIMBERLINE DR, NAPLES, FL 34109-7126
Document Number	0065543109
Book / Page	6554 / 3109
Map Reference	MB 16 PG 76
Instrument Date	Feb 9, 2026
Instrument	6786663
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 TIMBERLINE DR, NAPLES, FL 34109-7126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 TIMBERLINE DR, NAPLES, FL 34109-7126

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2045 TIMBERLINE DR, NAPLES, FL 34109-7126
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054522615
Date	Nov 29, 2017
Book Page	5452/2615
Instrument	5475981

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2045 TIMBERLINE DR, NAPLES, FL 34109-7126
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058042897
Date	Aug 20, 2020
Book Page	5804/2897
Instrument	5911353

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.89%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.89%
Index	Prime Rate
Margin	2
Max Rate	8.89%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,323 (+2.7%)	$612,488 (-21.8%) Land $229,532 Building $382,956
2025	$3,020.00 (+2.44%) Homeowner's exemption	$329,428 (+5.99%)	$783,237 (-5.96%) Land $480,900 Building $302,337
2024	$2,948.00 (+1.13%)
2023	$2,915.00 (-2.05%) Homeowner's exemption	$310,819 (+3%)	$832,913 (+13.98%) Land $428,400 Building $404,513
2022	$2,976.00 Homeowner's exemption	$301,766	$730,735 Land $299,880 Building $430,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 171 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 units insured incl. 28 condo units
Nearby Flood Claims	3 (2005–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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