Monroe County property record for 2045 Stumpmier Rd, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,158 sqft · built 1988 |
| Lot Size | 5.78 acres (251,777 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,731 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-001-049-00 |
| Primary APN | 07-001-049-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 1,152 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Lot Area | 251,777 sqft (5.78 acres) |
| Lot Dimensions | 716 ft deep x 795 ft wide |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2045 STUMPMIER RD |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-9480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | F-1264 SEC 18 T6S R9E NE 1/4 5.78 AMOL BEG AT NE COR SEC 18 TH W ALG N LI SD SEC 18 351.80 FT FOR POB, TH W ALG N LI SD SEC |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 18 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 831100 |
2045 Stumpmier Rd is owner-occupied and held in a trust.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2045 STUMPMIER RD, MONROE, MI 48162-9480 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2045 STUMPMIER RD, MONROE, MI 48162-9480 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2045 STUMPMIER RD, MONROE, MI 48162-9480 |
| Document Number | 0000002940 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026R02940 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2045 Stumpmier Rd was $3,731 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,000 Land $162,000 | $324,000 Land $324,000 | |
| 2025 | $3,731.00 Homeowner's exemption | ||
| 2023 | $3,267.00 Homeowner's exemption | $138,000 | $276,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2045 Stumpmier Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2045 Stumpmier Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures