St. Croix County property record for 2045 State Rd 35, Somerset, WI 54025
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.99 acres (173,804 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jan 2023) |
| Tax Bill | $4,191 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-1066-30-001 |
| Primary APN | 032-1066-30-001 |
|---|---|
| Alternative APN |
|
| Lot Area | 173,804 sqft (3.99 acres) |
|---|
| Street Address | 2045 STATE ROAD 35 |
|---|---|
| City | SOMERSET |
| State | WI |
| Zip | 54025-7425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 24 T31N R19W 3.99A NW SW LOT 1 CSM 5/1404 |
| Legal Range | 19W |
| Legal Township | 31N |
| Legal Section | 24 |
| Legal Lot Number | 1 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | SOMERSET |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 120401 |
Source: St. Croix County assessment roll, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2045 STATE ROAD 35, SOMERSET, WI 54025-7425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC |
| Jan 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Jan 13, 2023 | Intrafamily Transfer, Transfer |
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on Record |
| Deed Sale | Jan 13, 2023 · Amount on Record |
| Prior Sale | Aug 2, 2013 · Amount on Record |
| Deed Document Number | 20231163117 |
| Prior Transfer Date | Sep 17, 2022 |
| Prior Transfer Doc | 0001163116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 2045 STATE ROAD 35, SOMERSET, WI 54025-7425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001138579 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 1138579 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jan 13, 2023 |
| Property Address | 2045 STATE ROAD 35, SOMERSET, WI 54025-7425 |
| Document Number | 0001163117 |
| Map Reference | DOC391838MB5PG1404 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 1163117 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | UNKNOWN, GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001163118 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 1163118 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Oct 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jan 13, 2023 |
| Property Address | 2045 STATE ROAD 35, SOMERSET, WI 54025-7425 |
| Document Number | 0001163116 |
| Map Reference | DOC3981838MB5PG1404 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 1163116 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 2045 STATE ROAD 35, SOMERSET, WI 54025-7425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001103982 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 1103982 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Somerset Town |
| Unified School District | Somerset School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,191.00 (+8.55%) Homeowner's exemption | $388,700 (-) Land $95,900 Building $292,800 | $388,700 (-) Land $95,900 Building $292,800 |
| 2023 | $3,861.00 Homeowner's exemption | $388,700 Land $95,900 Building $292,800 | $388,700 Land $95,900 Building $292,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Amery Telcom Fiber | 5,000 / 1,000 |
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